Preble County, Ohio

County Distress Index: Normal · 40.2 | 40,556 people · 67th most distressed in Ohio
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Preble County, OH falls within the normal range for household financial distress at 40.2 — 2335th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Ohio, it ranks 67th of 88 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Preble County's primary driver is Debt & Delinquency at 61.8 — above the national median.

Debt & Delinquency Primary driver 61.8
Debt in Collections 50
Medical Debt 57
Student Loan Delinquency 69
Auto Loan Delinquency 65
Credit Card Delinquency 45
Bankruptcy Filing Rate 86
Employment & Wages 50.3
Unemployment Rate 49
Wage-to-Rent Ratio 22
Business Formation Rate 80
Community Vulnerability 33.1
Uninsured Rate 20
Disability Rate 46
Housing Cost Burden 30.4
Rent-Burdened (30%+) 32
Severely Rent-Burdened (50%+) 21
Mortgage-Burdened (30%+) 74
Homeownership Rate 22
Rent-to-Income Ratio 3
Income & Poverty 25.2
Poverty Rate 24
Income vs. State Median 20
Child Poverty Rate 33

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Preble County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Preble County
Preble County, OH 40.2 Normal —
Wayne County, IN 63.9 Elevated +23.7
Montgomery County, OH 59.9 Elevated +19.7
Butler County, OH 43.9 Normal +3.7
Darke County, OH 38.6 Normal -1.6
Union County, IN 38.0 Normal -2.2

Population Peers

County Score Zone vs. Preble County
Louisa County, VA 40.2 Normal 0.0
Freeborn County, MN 40.2 Normal +0.0
Mercer County, KY 40.2 Normal -0.0
Carlton County, MN 40.2 Normal -0.0
Faribault County, MN 40.2 Normal +0.1

Download Data

Export all distress indicators for Preble County as a CSV file.

Find Help in Preble County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Preble County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Preble County, Ohio?

    Preble County has a County Distress Index score of 40.2 out of 100, placing it in the Normal zone. It ranks 2,335th nationally out of 3,144 counties and 67th in Ohio out of 88 counties.

  • What drives financial distress in Preble County?

    The primary driver of distress in Preble County is Debt & Delinquency, where the county scores 61.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Preble County compare to neighboring counties?

    Preble County (40.2) can be compared to its 5 neighboring counties: Wayne County, IN (63.9); Montgomery County, OH (59.9); Butler County, OH (43.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Preble County?

    Preble County, Ohio has a population of approximately 40,556 (2023 Census estimate), classified as a small county.