Henry County, Ohio

County Distress Index: Healthy · 31.5 | 27,520 people · 78th most distressed in Ohio
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Henry County, OH ranks among the least distressed counties in the country at 31.5 — 2830th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Ohio, it ranks 78th of 88 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Henry County's primary driver is Employment & Wages at 60.1 — above the national median.

Employment & Wages Primary driver 60.1
Unemployment Rate 85
Wage-to-Rent Ratio 17
Business Formation Rate 79
Debt & Delinquency 45.4
Debt in Collections 30
Medical Debt 63
Student Loan Delinquency 67
Auto Loan Delinquency 24
Credit Card Delinquency 29
Bankruptcy Filing Rate 60
Community Vulnerability 20.1
Uninsured Rate 21
Disability Rate 19
Housing Cost Burden 19.7
Rent-Burdened (30%+) 22
Severely Rent-Burdened (50%+) 31
Mortgage-Burdened (30%+) 32
Homeownership Rate 12
Rent-to-Income Ratio 1
Income & Poverty 12.3
Poverty Rate 10
Income vs. State Median 13
Child Poverty Rate 14

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Henry County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Henry County
Henry County, OH 31.5 Healthy —
Lucas County, OH 58.5 Elevated +27.0
Williams County, OH 49.2 Normal +17.7
Defiance County, OH 37.5 Normal +6.0
Hancock County, OH 37.3 Normal +5.8
Fulton County, OH 36.6 Normal +5.1
Wood County, OH 35.5 Normal +4.0
Putnam County, OH 22.5 Healthy -9.0

Population Peers

County Score Zone vs. Henry County
Teton County, ID 31.5 Healthy +0.0
Washington County, IA 31.5 Healthy -0.0
Whitley County, IN 31.5 Healthy -0.0
Walsh County, ND 31.5 Healthy +0.0
Juab County, UT 31.5 Healthy +0.0

Download Data

Export all distress indicators for Henry County as a CSV file.

Find Help in Henry County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Henry County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Henry County, Ohio?

    Henry County has a County Distress Index score of 31.5 out of 100, placing it in the Healthy zone. It ranks 2,830th nationally out of 3,144 counties and 78th in Ohio out of 88 counties.

  • What drives financial distress in Henry County?

    The primary driver of distress in Henry County is Employment & Wages, where the county scores 60.1 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Henry County compare to neighboring counties?

    Henry County (31.5) can be compared to its 7 neighboring counties: Lucas County, OH (58.5); Williams County, OH (49.2); Defiance County, OH (37.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Henry County?

    Henry County, Ohio has a population of approximately 27,520 (2023 Census estimate), classified as a small county.