Allen County, Ohio

County Distress Index: Elevated · 53.8 | 100,838 people · 35th most distressed in Ohio
American Default Research

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Allen County, OH registers elevated household financial distress with a score of 53.8 — 1308th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Ohio, it ranks 35th of 88 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Allen County's primary driver is Debt & Delinquency at 62.5 — above the national median.

Debt & Delinquency Primary driver 62.5
Debt in Collections 67
Medical Debt 82
Student Loan Delinquency 51
Auto Loan Delinquency 53
Credit Card Delinquency 54
Bankruptcy Filing Rate 67
Employment & Wages 59.4
Unemployment Rate 72
Wage-to-Rent Ratio 27
Business Formation Rate 79
Housing Cost Burden 53.5
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 58
Mortgage-Burdened (30%+) 39
Homeownership Rate 77
Rent-to-Income Ratio 42
Income & Poverty 52.1
Poverty Rate 55
Income vs. State Median 48
Child Poverty Rate 54
Community Vulnerability 41.3
Uninsured Rate 32
Disability Rate 50

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Allen County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Allen County
Allen County, OH 53.8 Elevated —
Hardin County, OH 54.6 Elevated +0.8
Van Wert County, OH 38.7 Normal -15.0
Hancock County, OH 37.3 Normal -16.5
Auglaize County, OH 29.8 Healthy -24.0
Putnam County, OH 22.5 Healthy -31.3

Population Peers

County Score Zone vs. Allen County
Jefferson County, TN 53.8 Elevated -0.0
Crawford County, AR 53.7 Elevated -0.1
Catoosa County, GA 53.7 Elevated -0.1
Franklin County, NC 53.7 Elevated -0.1
Lowndes County, MS 53.6 Elevated -0.1

Download Data

Export all distress indicators for Allen County as a CSV file.

Find Help in Allen County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Allen County.

WEST OHIO COMMUNITY ACTION PARTNERSHIP
Lima
419-227-2586 Website
Mortgage HelpFinancial CounselingFair HousingHomeless/Displacement

See all counselors in Ohio →

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Allen County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Ohio →

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Frequently Asked Questions

  • What is the distress score for Allen County, Ohio?

    Allen County has a County Distress Index score of 53.8 out of 100, placing it in the Elevated zone. It ranks 1,308th nationally out of 3,144 counties and 35th in Ohio out of 88 counties.

  • What drives financial distress in Allen County?

    The primary driver of distress in Allen County is Debt & Delinquency, where the county scores 62.5 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Allen County compare to neighboring counties?

    Allen County (53.8) can be compared to its 5 neighboring counties: Hardin County, OH (54.6); Van Wert County, OH (38.7); Hancock County, OH (37.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Allen County?

    Allen County, Ohio has a population of approximately 100,838 (2023 Census estimate), classified as a mid county.