Towner County, North Dakota

County Distress Index: Healthy · 26.6 | 2,030 people · 32nd most distressed in North Dakota
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Towner County, ND ranks among the least distressed counties in the country at 26.6 — 2994th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage and disability rates are better than the national average. Within North Dakota, it ranks 32nd of 53 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Towner County's primary driver is Community Vulnerability at 37.7 — above the national median.

Community Vulnerability Primary driver 37.7
Uninsured Rate 21
Disability Rate 54
Housing Cost Burden 31.3
Rent-Burdened (30%+) 6
Severely Rent-Burdened (50%+) 21
Mortgage-Burdened (30%+) 90
Homeownership Rate 34
Rent-to-Income Ratio 5
Income & Poverty 26.6
Poverty Rate 16
Income vs. State Median 38
Child Poverty Rate 26
Employment & Wages 18.9
Unemployment Rate 8
Wage-to-Rent Ratio 7
Business Formation Rate 42
Debt & Delinquency 18.6
Debt in Collections 5
Medical Debt 44
Student Loan Delinquency 11
Auto Loan Delinquency 24
Credit Card Delinquency 17
Bankruptcy Filing Rate 9

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Towner County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Towner County
Towner County, ND 26.6 Healthy —
Rolette County, ND 61.4 Elevated +34.8
Benson County, ND 43.5 Normal +16.9
Ramsey County, ND 41.1 Normal +14.5
Pierce County, ND 33.8 Healthy +7.2
Cavalier County, ND 17.1 Healthy -9.6

Population Peers

County Score Zone vs. Towner County
Daniels County, MT 26.5 Healthy -0.1
Harding County, SD 26.7 Healthy +0.1
Stanton County, NE 26.3 Healthy -0.3
McCook County, SD 26.9 Healthy +0.3
Scott County, KS 26.9 Healthy +0.3

Download Data

Export all distress indicators for Towner County as a CSV file.

Find Help in Towner County

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State Bar Association of North Dakota Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar Association of North Dakota Lawyer Referral Service 701-255-1404

Free Legal Aid

Legal aid organizations serving Towner County residents at no cost.

Legal Services of North Dakota 1-800-634-5263

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Frequently Asked Questions

  • What is the distress score for Towner County, North Dakota?

    Towner County has a County Distress Index score of 26.6 out of 100, placing it in the Healthy zone. It ranks 2,994th nationally out of 3,144 counties and 32nd in North Dakota out of 53 counties.

  • What drives financial distress in Towner County?

    The primary driver of distress in Towner County is Community Vulnerability, where the county scores 37.7 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Towner County compare to neighboring counties?

    Towner County (26.6) can be compared to its 5 neighboring counties: Rolette County, ND (61.4); Benson County, ND (43.5); Ramsey County, ND (41.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Towner County?

    Towner County, North Dakota has a population of approximately 2,030 (2023 Census estimate), classified as a tiny county.