Ramsey County, North Dakota

County Distress Index: Normal · 41.1 | 11,463 people · 4th most distressed in North Dakota
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Ramsey County, ND falls within the normal range for household financial distress at 41.1 — 2282nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within North Dakota, it ranks 4th of 53 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ramsey County's primary driver is Community Vulnerability at 57.5 — above the national median.

Community Vulnerability Primary driver 57.5
Uninsured Rate 50
Disability Rate 66
Income & Poverty 45.2
Poverty Rate 41
Income vs. State Median 59
Child Poverty Rate 36
Housing Cost Burden 38.7
Rent-Burdened (30%+) 40
Severely Rent-Burdened (50%+) 44
Mortgage-Burdened (30%+) 10
Homeownership Rate 94
Rent-to-Income Ratio 5
Employment & Wages 34.4
Unemployment Rate 5
Wage-to-Rent Ratio 11
Business Formation Rate 87
Debt & Delinquency 29.6
Debt in Collections 12
Medical Debt 39
Student Loan Delinquency 83
Auto Loan Delinquency 11
Credit Card Delinquency 22
Bankruptcy Filing Rate 11

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ramsey County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ramsey County
Ramsey County, ND 41.1 Normal —
Benson County, ND 43.5 Normal +2.4
Walsh County, ND 31.5 Healthy -9.5
Towner County, ND 26.6 Healthy -14.5
Nelson County, ND 26.2 Healthy -14.9
Cavalier County, ND 17.1 Healthy -24.0

Population Peers

County Score Zone vs. Ramsey County
Caroline County, VA 41.1 Normal +0.1
Anderson County, KY 41.2 Normal +0.1
Meade County, KY 41.2 Normal +0.1
Boundary County, ID 41.0 Normal -0.1
Marshall County, IA 41.0 Normal -0.1

Download Data

Export all distress indicators for Ramsey County as a CSV file.

Find Help in Ramsey County

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State Bar Association of North Dakota Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar Association of North Dakota Lawyer Referral Service 701-255-1404

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Legal aid organizations serving Ramsey County residents at no cost.

Legal Services of North Dakota 1-800-634-5263

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Frequently Asked Questions

  • What is the distress score for Ramsey County, North Dakota?

    Ramsey County has a County Distress Index score of 41.1 out of 100, placing it in the Normal zone. It ranks 2,282nd nationally out of 3,144 counties and 4th in North Dakota out of 53 counties.

  • What drives financial distress in Ramsey County?

    The primary driver of distress in Ramsey County is Community Vulnerability, where the county scores 57.5 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Ramsey County compare to neighboring counties?

    Ramsey County (41.1) can be compared to its 5 neighboring counties: Benson County, ND (43.5); Walsh County, ND (31.5); Towner County, ND (26.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Ramsey County?

    Ramsey County, North Dakota has a population of approximately 11,463 (2023 Census estimate), classified as a small county.