Oliver County, North Dakota

County Distress Index: Healthy · 21.7 | 1,879 people · 41st most distressed in North Dakota
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Oliver County, ND ranks among the least distressed counties in the country at 21.7 — 3096th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within North Dakota, it ranks 41st of 53 counties. Among its 4 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Oliver County's primary driver is Employment & Wages at 45.5 — above the national median.

Employment & Wages Primary driver 45.5
Unemployment Rate 38
Wage-to-Rent Ratio 5
Business Formation Rate 94
Income & Poverty 29.3
Poverty Rate 27
Income vs. State Median 26
Child Poverty Rate 35
Debt & Delinquency 17.4
Debt in Collections 8
Medical Debt 29
Student Loan Delinquency 11
Auto Loan Delinquency 24
Credit Card Delinquency 17
Bankruptcy Filing Rate 14
Housing Cost Burden 11.3
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 21
Mortgage-Burdened (30%+) 11
Homeownership Rate 5
Rent-to-Income Ratio 14
Community Vulnerability 5.0
Uninsured Rate 5
Disability Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Oliver County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Oliver County
Oliver County, ND 21.7 Healthy —
Mercer County, ND 32.5 Healthy +10.8
Morton County, ND 28.2 Healthy +6.5
Burleigh County, ND 23.7 Healthy +2.0
McLean County, ND 19.6 Healthy -2.1

Population Peers

County Score Zone vs. Oliver County
Sac County, IA 21.8 Healthy +0.1
Pembina County, ND 21.6 Healthy -0.1
Stillwater County, MT 21.9 Healthy +0.2
Bottineau County, ND 21.4 Healthy -0.3
Kittson County, MN 22.2 Healthy +0.5

Download Data

Export all distress indicators for Oliver County as a CSV file.

Find Help in Oliver County

Find an Attorney

State Bar Association of North Dakota Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar Association of North Dakota Lawyer Referral Service 701-255-1404

Free Legal Aid

Legal aid organizations serving Oliver County residents at no cost.

Legal Services of North Dakota 1-800-634-5263

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Frequently Asked Questions

  • What is the distress score for Oliver County, North Dakota?

    Oliver County has a County Distress Index score of 21.7 out of 100, placing it in the Healthy zone. It ranks 3,096th nationally out of 3,144 counties and 41st in North Dakota out of 53 counties.

  • What drives financial distress in Oliver County?

    The primary driver of distress in Oliver County is Employment & Wages, where the county scores 45.5 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Oliver County compare to neighboring counties?

    Oliver County (21.7) can be compared to its 4 neighboring counties: Mercer County, ND (32.5); Morton County, ND (28.2); Burleigh County, ND (23.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Oliver County?

    Oliver County, North Dakota has a population of approximately 1,879 (2023 Census estimate), classified as a tiny county.