Warren County, New York

County Distress Index: Normal · 48.4 | 65,380 people · 29th most distressed in New York
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Warren County, NY falls within the normal range for household financial distress at 48.4 — 1716th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New York, it ranks 29th of 62 counties. Among its 4 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Warren County's primary driver is Housing Cost Burden at 72.3 — above the national median.

Housing Cost Burden Primary driver 72.3
Rent-Burdened (30%+) 80
Severely Rent-Burdened (50%+) 78
Mortgage-Burdened (30%+) 81
Homeownership Rate 64
Rent-to-Income Ratio 59
Employment & Wages 68.9
Unemployment Rate 64
Wage-to-Rent Ratio 67
Business Formation Rate 76
Debt & Delinquency 40.5
Debt in Collections 37
Medical Debt 7
Student Loan Delinquency 42
Auto Loan Delinquency 43
Credit Card Delinquency 58
Bankruptcy Filing Rate 56
Income & Poverty 31.4
Poverty Rate 24
Income vs. State Median 35
Child Poverty Rate 35
Community Vulnerability 28.7
Uninsured Rate 3
Disability Rate 54

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Warren County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Warren County
Warren County, NY 48.4 Normal —
Washington County, NY 48.8 Normal +0.4
Essex County, NY 45.4 Normal -3.0
Hamilton County, NY 40.9 Normal -7.5
Saratoga County, NY 29.7 Healthy -18.7

Population Peers

County Score Zone vs. Warren County
Bannock County, ID 48.4 Normal +0.0
Daviess County, KY 48.4 Normal -0.0
Saline County, KS 48.4 Normal +0.0
Lapeer County, MI 48.4 Normal +0.0
Kennebec County, ME 48.4 Normal +0.0

Download Data

Export all distress indicators for Warren County as a CSV file.

Find Help in Warren County

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Warren County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Warren County, New York?

    Warren County has a County Distress Index score of 48.4 out of 100, placing it in the Normal zone. It ranks 1,716th nationally out of 3,144 counties and 29th in New York out of 62 counties.

  • What drives financial distress in Warren County?

    The primary driver of distress in Warren County is Housing Cost Burden, where the county scores 72.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Warren County compare to neighboring counties?

    Warren County (48.4) can be compared to its 4 neighboring counties: Washington County, NY (48.8); Essex County, NY (45.4); Hamilton County, NY (40.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Warren County?

    Warren County, New York has a population of approximately 65,380 (2023 Census estimate), classified as a mid county.