Carroll County, New Hampshire

County Distress Index: Normal · 39.7 | 52,448 people · 6th most distressed in New Hampshire
American Default Research

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Carroll County, NH falls within the normal range for household financial distress at 39.7 — 2363rd nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within New Hampshire, it ranks 6th of 10 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Carroll County's primary driver is Employment & Wages at 50.0 — above the national median.

Employment & Wages Primary driver 50.0
Unemployment Rate 19
Wage-to-Rent Ratio 96
Business Formation Rate 35
Housing Cost Burden 45.9
Rent-Burdened (30%+) 37
Severely Rent-Burdened (50%+) 40
Mortgage-Burdened (30%+) 52
Homeownership Rate 14
Rent-to-Income Ratio 87
Community Vulnerability 45.2
Uninsured Rate 37
Disability Rate 53
Income & Poverty 33.6
Poverty Rate 12
Income vs. State Median 71
Child Poverty Rate 18
Debt & Delinquency 23.9
Debt in Collections 19
Medical Debt 53
Student Loan Delinquency 22
Auto Loan Delinquency 12
Credit Card Delinquency 30
Bankruptcy Filing Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Carroll County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Carroll County
Carroll County, NH 39.7 Normal —
Coos County, NH 57.5 Elevated +17.7
Oxford County, ME 56.5 Elevated +16.8
Strafford County, NH 45.1 Normal +5.4
Belknap County, NH 42.6 Normal +2.9
Grafton County, NH 39.2 Normal -0.5
York County, ME 35.7 Normal -4.0

Population Peers

County Score Zone vs. Carroll County
Comal County, TX 39.8 Normal +0.1
Lancaster County, SC 39.8 Normal +0.1
La Plata County, CO 39.6 Normal -0.1
Madison County, MS 39.6 Normal -0.1
Franklin County, VA 39.6 Normal -0.1

Download Data

Export all distress indicators for Carroll County as a CSV file.

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New Hampshire Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New Hampshire Bar Association Lawyer Referral Service 603-229-0002

Free Legal Aid

Legal aid organizations serving Carroll County residents at no cost.

New Hampshire Legal Assistance 1-800-639-5290
603 Legal Aid 1-800-639-5290

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Frequently Asked Questions

  • What is the distress score for Carroll County, New Hampshire?

    Carroll County has a County Distress Index score of 39.7 out of 100, placing it in the Normal zone. It ranks 2,363rd nationally out of 3,144 counties and 6th in New Hampshire out of 10 counties.

  • What drives financial distress in Carroll County?

    The primary driver of distress in Carroll County is Employment & Wages, where the county scores 50.0 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Carroll County compare to neighboring counties?

    Carroll County (39.7) can be compared to its 6 neighboring counties: Coos County, NH (57.5); Oxford County, ME (56.5); Strafford County, NH (45.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Carroll County?

    Carroll County, New Hampshire has a population of approximately 52,448 (2023 Census estimate), classified as a mid county.