Sarpy County, Nebraska

County Distress Index: Healthy · 28.0 | 199,886 people · 75th most distressed in Nebraska
American Default Research

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Sarpy County, NE ranks among the least distressed counties in the country at 28.0 — 2952nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Nebraska, it ranks 75th of 93 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Sarpy County's primary driver is Housing Cost Burden at 52.0 — above the national median.

Housing Cost Burden Primary driver 52.0
Rent-Burdened (30%+) 62
Severely Rent-Burdened (50%+) 40
Mortgage-Burdened (30%+) 83
Homeownership Rate 68
Rent-to-Income Ratio 6
Employment & Wages 49.6
Unemployment Rate 19
Wage-to-Rent Ratio 71
Business Formation Rate 59
Debt & Delinquency 27.4
Debt in Collections 16
Medical Debt 27
Student Loan Delinquency 21
Auto Loan Delinquency 12
Credit Card Delinquency 24
Bankruptcy Filing Rate 64
Community Vulnerability 9.8
Uninsured Rate 14
Disability Rate 5
Income & Poverty 1.3
Poverty Rate 0
Income vs. State Median 3
Child Poverty Rate 1

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Sarpy County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Sarpy County
Sarpy County, NE 28.0 Healthy —
Pottawattamie County, IA 50.0 Elevated +22.0
Douglas County, NE 41.4 Normal +13.3
Mills County, IA 31.7 Healthy +3.7
Cass County, NE 30.8 Healthy +2.8
Saunders County, NE 22.5 Healthy -5.5

Population Peers

County Score Zone vs. Sarpy County
Cass County, ND 27.8 Healthy -0.3
Manitowoc County, WI 28.3 Healthy +0.3
Dodge County, WI 28.5 Healthy +0.5
Sheboygan County, WI 27.5 Healthy -0.5
Hancock County, IN 28.8 Healthy +0.8

Download Data

Export all distress indicators for Sarpy County as a CSV file.

Find Help in Sarpy County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Sarpy County.

FAMILY HOUSING ADVISORY SERVICES, INCORPORATE
Bellevue
402-934-6750 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingFair Housing

See all counselors in Nebraska →

Find an Attorney

Nebraska State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Nebraska State Bar Association Lawyer Referral Service 402-475-7091

Free Legal Aid

Legal aid organizations serving Sarpy County residents at no cost.

Legal Aid of Nebraska 1-877-250-2016

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Nebraska →

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Frequently Asked Questions

  • What is the distress score for Sarpy County, Nebraska?

    Sarpy County has a County Distress Index score of 28.0 out of 100, placing it in the Healthy zone. It ranks 2,952nd nationally out of 3,144 counties and 75th in Nebraska out of 93 counties.

  • What drives financial distress in Sarpy County?

    The primary driver of distress in Sarpy County is Housing Cost Burden, where the county scores 52.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Sarpy County compare to neighboring counties?

    Sarpy County (28.0) can be compared to its 5 neighboring counties: Pottawattamie County, IA (50.0); Douglas County, NE (41.4); Mills County, IA (31.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Sarpy County?

    Sarpy County, Nebraska has a population of approximately 199,886 (2023 Census estimate), classified as a mid county.