Toole County, Montana

County Distress Index: Normal · 45.1 | 5,133 people · 24th most distressed in Montana
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Toole County, MT falls within the normal range for household financial distress at 45.1 — 1974th nationally out of 3144 counties. The primary driver is Income & Poverty, where income and poverty levels indicate moderate economic strain. Within Montana, it ranks 24th of 56 counties. Among its 3 neighboring counties, 2 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Toole County's primary driver is Income & Poverty at 64.7 — above the national median.

Income & Poverty Primary driver 64.7
Poverty Rate 73
Income vs. State Median 79
Child Poverty Rate 42
Community Vulnerability 53.5
Uninsured Rate 45
Disability Rate 61
Housing Cost Burden 45.2
Rent-Burdened (30%+) 15
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 29
Homeownership Rate 85
Rent-to-Income Ratio 92
Employment & Wages 40.1
Unemployment Rate 23
Wage-to-Rent Ratio 62
Business Formation Rate 36
Debt & Delinquency 22.3
Debt in Collections 7
Medical Debt 19
Student Loan Delinquency 19
Auto Loan Delinquency 77
Credit Card Delinquency 6
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Toole County compares to its 3 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Toole County
Toole County, MT 45.1 Normal —
Glacier County, MT 72.1 Serious +27.0
Pondera County, MT 52.1 Elevated +7.0
Liberty County, MT 43.7 Normal -1.4

Population Peers

County Score Zone vs. Toole County
Doddridge County, WV 45.1 Normal 0.0
Garfield County, WA 45.1 Normal +0.0
Maries County, MO 45.2 Normal +0.0
Sullivan County, MO 45.2 Normal +0.1
Carlisle County, KY 45.0 Normal -0.1

Download Data

Export all distress indicators for Toole County as a CSV file.

Find Help in Toole County

Find an Attorney

State Bar of Montana Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Montana Lawyer Referral Service 406-442-7660

Free Legal Aid

Legal aid organizations serving Toole County residents at no cost.

Montana Legal Services Association (MLSA) 1-800-666-6899

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Frequently Asked Questions

  • What is the distress score for Toole County, Montana?

    Toole County has a County Distress Index score of 45.1 out of 100, placing it in the Normal zone. It ranks 1,974th nationally out of 3,144 counties and 24th in Montana out of 56 counties.

  • What drives financial distress in Toole County?

    The primary driver of distress in Toole County is Income & Poverty, where the county scores 64.7 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Toole County compare to neighboring counties?

    Toole County (45.1) can be compared to its 3 neighboring counties: Glacier County, MT (72.1); Pondera County, MT (52.1); Liberty County, MT (43.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Toole County?

    Toole County, Montana has a population of approximately 5,133 (2023 Census estimate), classified as a tiny county.