About one in four people in Glacier County, Montana, lives below the poverty line

In Glacier County, 25.9% of people lived below the poverty line (Census Bureau, Small Area Income and Poverty Estimates, 2024). That is higher than in 96% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
1st
of 56 counties in Montana
90score /100

More distressed than 90% of U.S. counties.

What drives Glacier County's score

In Glacier County, jobs weigh most: the score for jobs is 91.7. About one in three adults aged 25 to 54 (34.0%, 2020 to 2024) isn't working, a higher share than in 95% of U.S. counties. Income and the safety net comes next, at 85.9.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Glacier County does better than most counties on one measure: bankruptcy filings per 100,000 people (7.3, 2025).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Glacier County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Jobs

    Biggest factor
    91.7 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      34.0% · 2020 to 2024
      95th percentile
    • Unemployment rate, 12-month average
      5.5% · Sep 2025 to Aug 2026
      88th percentile
  • Income and safety net

    85.9 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      29.1% · 2024
      90th percentile
    • People with a disability
      17.7% · 2020 to 2024
      65th percentile
    • Median household income (lower income, longer bar)
      $54,492 · 2024
      83rd percentile
    • People below the poverty line
      25.9% · 2024
      95th percentile
    • People without health insurance
      23.6% · 2020 to 2024
      95th percentile
  • Late payments

    81.7 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      16.3% · August 2025
      95th percentile
    • People with a credit card behind
      6.2% · August 2025
      61st percentile
    • People with a subprime credit score
      35.4% · Q4 2025
      88th percentile
  • Housing costs

    75.1 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      28.1% · fiscal year 2027
      93rd percentile
    • Renters paying half their income or more in rent
      19.2% · 2020 to 2024
      56th percentile
  • Collections and bankruptcy

    42.5 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      32.3% · August 2025
      80th percentile
    • Bankruptcy filings per 100,000 people
      7.3 · 2025
      5th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Glacier County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Glacier County

46 25 29

Montana

54 27 19

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Glacier County in 2024, pay from work was 46 cents of every dollar of income. Income from investments and rentals was 25 cents. Benefit checks were 29 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 12 cents of every dollar in 1969, but pay from work still brings in more.

In Glacier County, benefit checks rose from 12 to 29 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Glacier County, Montana: 29.3% and 45.5% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 29.3% Pay 45.5% 0%20%40%60%80% 196920002024 Benefits 29.3% Pay 45.5%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Glacier County, Montana American Default · americandefault.org

Use this chart Free to use with credit

Download data (CSV) Share on X

The quote: In 2024, benefit checks made up 29.3% of all personal income in Glacier County, Montana (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Glacier County, 13.2% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Glacier County has changed

The number of people living in Glacier County grew by about 24% between 1969 and 2024, from 10,883 to 13,503. The number of jobs located there grew by about 18% from 1990 to 2024.

Unemployment fell from 11.9% in 1990 to 5.0% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 10,883 2024 13,503 BEA
Jobs located in the countyBLS QCEW 1990 3,568 2024 4,213 BLS QCEW
Unemployment rateBLS LAUS 1990 11.9% 2025 5.0% BLS LAUS
People below the poverty lineCensus SAIPE 1989 32.1% 2024 25.9% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $17,650 2024 $54,492 Census SAIPE
Share of income from benefit checksBEA 1969 12.3% 2024 29.3% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Glacier County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2020 Census count of 13,778, which is also its most recent census. Census Bureau

  2. 1919

    Glacier County was founded in 1919. Wikipedia

  3. Since 1974

    12 federal disaster and emergency declarations have covered Glacier County, 5 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Glacier County beside its neighbors

Glacier County scores higher than all three counties that border it. Of the group, Glacier County gets the largest share of its income from benefit checks (29.3%).

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Glacier County, MT 90 1st of 56 25.9% 29.3%
Pondera County, MT 35 17th of 56 15.8% 22.0%
Toole County, MT 22 28th of 56 15.6% 17.9%
Flathead County, MT 21 29th of 56 8.6% 17.8%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Glacier County the poorest county in Montana?

Yes, Glacier County's poverty rate was 25.9% in 2024, the highest of 56 counties in Montana (U.S. Census Bureau, Small Area Income and Poverty Estimates). On our distress index, which counts more than poverty, Glacier County ranks 1st of 56 in the state.

Glacier County in photographs

Places in Glacier County from Wikimedia Commons, each captioned in its photographer's own words.

( On Two Medicine Trestle East Glacier MT

( On Two Medicine Trestle East Glacier MT.

Photo: Loco Steve via Wikimedia Commons, CC BY 3.0

Alien Mothership at Glacier park MT

Alien Mothership at Glacier park MT.

Photo: Loco Steve via Wikimedia Commons, CC BY 3.0

Glacier County, Montana: common questions

What is the poverty rate in Glacier County, Montana?

25.9% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in four people. Among children it was 29.1%.

Is Glacier County the poorest county in Montana?

Yes, Glacier County's poverty rate was 25.9% in 2024, the highest of 56 counties in Montana (U.S. Census Bureau, Small Area Income and Poverty Estimates). On our distress index, which counts more than poverty, Glacier County ranks 1st of 56 in the state.

What is the population of Glacier County, Montana?

About 13,503 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 13,778, the most of any census.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Glacier County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Montana foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Glacier County · Every U.S. county (CSV)

Cite this Glacier County, Montana, scores 90 on the County Distress Index (data through Aug 2026): more distressed than 90% of U.S. counties · American Default Research · americandefault.org/counties/montana/glacier-county-mt/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Glacier County comes from, 2024.
  • History The agencies named in each row and the linked records above.