Beaverhead County, Montana

County Distress Index: Normal · 38.6 | 9,885 people · 41st most distressed in Montana
American Default Research

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Beaverhead County, MT falls within the normal range for household financial distress at 38.6 — 2440th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Montana, it ranks 41st of 56 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Beaverhead County's primary driver is Housing Cost Burden at 54.3 — above the national median.

Housing Cost Burden Primary driver 54.3
Rent-Burdened (30%+) 50
Severely Rent-Burdened (50%+) 90
Mortgage-Burdened (30%+) 9
Homeownership Rate 79
Rent-to-Income Ratio 43
Community Vulnerability 48.7
Uninsured Rate 25
Disability Rate 73
Income & Poverty 39.4
Poverty Rate 45
Income vs. State Median 36
Child Poverty Rate 38
Employment & Wages 31.5
Unemployment Rate 23
Wage-to-Rent Ratio 62
Business Formation Rate 10
Debt & Delinquency 18.9
Debt in Collections 13
Medical Debt 35
Student Loan Delinquency 19
Auto Loan Delinquency 33
Credit Card Delinquency 7
Bankruptcy Filing Rate 6

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Beaverhead County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Beaverhead County
Beaverhead County, MT 38.6 Normal —
Silver Bow County, MT 57.0 Elevated +18.4
Clark County, ID 50.6 Elevated +12.0
Deer Lodge County, MT 50.2 Elevated +11.7
Lemhi County, ID 47.1 Normal +8.6
Ravalli County, MT 43.7 Normal +5.2
Fremont County, ID 41.2 Normal +2.7
Madison County, MT 35.8 Normal -2.8

Population Peers

County Score Zone vs. Beaverhead County
Monona County, IA 38.5 Normal -0.0
Stafford County, KS 38.6 Normal +0.1
Crane County, TX 38.6 Normal +0.1
Grand Isle County, VT 38.6 Normal +0.1
Rush County, KS 38.6 Normal +0.1

Download Data

Export all distress indicators for Beaverhead County as a CSV file.

Find Help in Beaverhead County

Find an Attorney

State Bar of Montana Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Montana Lawyer Referral Service 406-442-7660

Free Legal Aid

Legal aid organizations serving Beaverhead County residents at no cost.

Montana Legal Services Association (MLSA) 1-800-666-6899

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Frequently Asked Questions

  • What is the distress score for Beaverhead County, Montana?

    Beaverhead County has a County Distress Index score of 38.6 out of 100, placing it in the Normal zone. It ranks 2,440th nationally out of 3,144 counties and 41st in Montana out of 56 counties.

  • What drives financial distress in Beaverhead County?

    The primary driver of distress in Beaverhead County is Housing Cost Burden, where the county scores 54.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Beaverhead County compare to neighboring counties?

    Beaverhead County (38.6) can be compared to its 7 neighboring counties: Silver Bow County, MT (57.0); Clark County, ID (50.6); Deer Lodge County, MT (50.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Beaverhead County?

    Beaverhead County, Montana has a population of approximately 9,885 (2023 Census estimate), classified as a tiny county.