About one in four people in Washington County, Missouri, has a disability

In Washington County, 23.4% of people reported a disability (Census Bureau, American Community Survey, 2020 to 2024). That is higher than in 93% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
11th
of 115 counties in Missouri
82score /100

More distressed than 82% of U.S. counties.

What drives Washington County's score

In Washington County, income and the safety net weighs most: the score for income and the safety net is 81.2. About one in four people (23.4%, 2020 to 2024) has a disability, a higher share than in 93% of U.S. counties. Late payments on loans come next, at 79.0.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Washington County does better than most counties on one measure: renters paying half their income or more in rent (12.7%, 2020 to 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Washington County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Income and safety net

    Biggest factor
    81.2 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      24.4% · 2024
      80th percentile
    • People with a disability
      23.4% · 2020 to 2024
      93rd percentile
    • Median household income (lower income, longer bar)
      $54,645 · 2024
      83rd percentile
    • People below the poverty line
      18.0% · 2024
      80th percentile
    • People without health insurance
      10.4% · 2020 to 2024
      68th percentile
  • Late payments

    79.0 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      7.8% · August 2025
      81st percentile
    • People with a credit card behind
      7.0% · August 2025
      73rd percentile
    • People with a subprime credit score
      32.5% · Q4 2025
      81st percentile
  • Collections and bankruptcy

    76.4 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      35.8% · August 2025
      87th percentile
    • Bankruptcy filings per 100,000 people
      165.7 · 2025
      65th percentile
  • Jobs

    70.2 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      25.2% · 2020 to 2024
      75th percentile
    • Unemployment rate, 12-month average
      4.5% · Sep 2025 to Aug 2026
      65th percentile
  • Housing costs

    38.1 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      21.1% · fiscal year 2027
      54th percentile
    • Renters paying half their income or more in rent
      12.7% · 2020 to 2024
      21st percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Washington County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Washington County

51 10 39

Missouri

58 21 21

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Washington County in 2024, pay from work was 51 cents of every dollar of income. Income from investments and rentals was 10 cents. Benefit checks were 39 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 15 cents of every dollar in 1969, but pay from work still brings in more.

In Washington County, benefit checks rose from 15 to 39 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Washington County, Missouri: 38.7% and 51.0% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 38.7% Pay 51.0% 0%20%40%60%80% 196920002024 Benefits 38.7% Pay 51.0%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Washington County, Missouri American Default · americandefault.org

Use this chart Free to use with credit

Download data (CSV) Share on X

The quote: In 2024, benefit checks made up 38.7% of all personal income in Washington County, Missouri (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Washington County, 17.9% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Washington County has changed

The number of people living in Washington County grew by about 55% between 1969 and 2024, from 15,196 to 23,583. The number of jobs located there grew by about 40% from 1990 to 2024.

Unemployment fell from 13.4% in 1990 to 4.9% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 15,196 2024 23,583 BEA
Jobs located in the countyBLS QCEW 1990 3,564 2024 5,002 BLS QCEW
Unemployment rateBLS LAUS 1990 13.4% 2025 4.9% BLS LAUS
People below the poverty lineCensus SAIPE 1989 24.9% 2024 18.0% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $18,829 2024 $54,645 Census SAIPE
Share of income from benefit checksBEA 1969 15.2% 2024 38.7% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Washington County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2010 Census count of 25,195. The 2020 Census counted 23,514, 93% of the peak. Census Bureau

  2. 1798

    Large-scale lead mining operations by Moses Austin from 1798. Wikipedia

  3. 1822

    Desloge lead mining and smelting business established 1822, relocated to Bonne Terre and Desloge. Wikipedia

  4. 1957

    Tornado: $25 million in property damage. NOAA Storm Events Database

  5. 1967

    Tornado: $2.5 million in property damage, three deaths. NOAA Storm Events Database

  6. 1969

    Tornado: $2.5 million in property damage, two deaths. NOAA Storm Events Database

  7. 1984

    Tornado: $25 million in property damage, one death. NOAA Storm Events Database

  8. Since 1973

    27 federal disaster and emergency declarations have covered Washington County, 18 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Washington County beside its neighbors

Washington County scores higher than all five counties that border it. For the share of income from benefit checks, Washington County ranks 2nd of the six; Iron County is highest, at 47.1%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Washington County, MO 82 11th of 115 18.0% 38.7%
Iron County, MO 80 14th of 115 18.2% 47.1%
St. Francois County, MO 73 20th of 115 14.6% 34.0%
Crawford County, MO 59 39th of 115 15.1% 31.9%
Franklin County, MO 32 84th of 115 9.0% 24.0%
Jefferson County, MO 28 94th of 115 9.3% 21.9%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Washington County the poorest county in Missouri?

No, Washington County's poverty rate was 18.0% in 2024, 19th highest of 115 in Missouri (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Dunklin County, at 25.4%. On our distress index, which counts more than poverty, Washington County ranks 11th of 115 in the state.

Washington County in photographs

Places in Washington County from Wikimedia Commons, each captioned in its photographer's own words.

Washington County Courthouse in Potosi, Missouri

Washington County Courthouse in Potosi, Missouri.

Photo: Original: Americasroof Modification: Kbh3rd via Wikimedia Commons, CC BY-SA 3.0

Fall Colors in Hopewell, Washington County, Missouri

Fall Colors in Hopewell, Washington County, Missouri.

Photo: Txnerd via Wikimedia Commons, CC BY-SA 3.0

Washington County, Missouri: common questions

What is the poverty rate in Washington County, Missouri?

18.0% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in six people. Among children it was 24.4%.

Is Washington County the poorest county in Missouri?

No, Washington County's poverty rate was 18.0% in 2024, 19th highest of 115 in Missouri (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Dunklin County, at 25.4%. On our distress index, which counts more than poverty, Washington County ranks 11th of 115 in the state.

What is the population of Washington County, Missouri?

About 23,583 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 23,514, 93% of the county's peak of 25,195 in 2010.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Washington County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Missouri foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Washington County · Every U.S. county (CSV)

Cite this Washington County, Missouri, scores 82 on the County Distress Index (data through Aug 2026): more distressed than 82% of U.S. counties · American Default Research · americandefault.org/counties/missouri/washington-county-mo/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Washington County comes from, 2024.
  • History The agencies named in each row and the linked records above.