St. Francois County, Missouri

County Distress Index: Elevated · 61.5 | 67,058 people · 22nd most distressed in Missouri
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St. Francois County, MO registers elevated household financial distress with a score of 61.5 — 716th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Missouri, it ranks 22nd of 115 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. St. Francois County's primary driver is Community Vulnerability at 81.6 — worse than roughly 82% of U.S. counties.

Community Vulnerability Primary driver 81.6
Uninsured Rate 76
Disability Rate 87
Debt & Delinquency 70.0
Debt in Collections 77
Medical Debt 88
Student Loan Delinquency 36
Auto Loan Delinquency 85
Credit Card Delinquency 55
Bankruptcy Filing Rate 80
Housing Cost Burden 55.9
Rent-Burdened (30%+) 61
Severely Rent-Burdened (50%+) 44
Mortgage-Burdened (30%+) 67
Homeownership Rate 74
Rent-to-Income Ratio 34
Income & Poverty 52.0
Poverty Rate 63
Income vs. State Median 53
Child Poverty Rate 40
Employment & Wages 47.7
Unemployment Rate 52
Wage-to-Rent Ratio 49
Business Formation Rate 42

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How St. Francois County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. St. Francois County
St. Francois County, MO 61.5 Elevated —
Washington County, MO 69.2 Serious +7.7
Madison County, MO 64.6 Elevated +3.1
Iron County, MO 62.6 Elevated +1.1
Perry County, MO 37.8 Normal -23.7
Jefferson County, MO 35.7 Normal -25.8
Ste. Genevieve County, MO 30.1 Healthy -31.4

Population Peers

County Score Zone vs. St. Francois County
Isabella County, MI 61.5 Elevated -0.0
Kent County, DE 61.4 Elevated -0.1
Carroll County, GA 61.3 Elevated -0.1
Cherokee County, TX 61.3 Elevated -0.1
Marion County, OH 61.6 Elevated +0.2

Download Data

Export all distress indicators for St. Francois County as a CSV file.

Find Help in St. Francois County

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Missouri Bar — Lawyer Referral Service 573-635-4128

Free Legal Aid

Legal aid organizations serving St. Francois County residents at no cost.

Legal Services of Eastern Missouri 314-534-4200 (St. Louis); 1-800-444-0514 (statewide hotline)
Legal Aid of Western Missouri 816-474-6750 (Kansas City); 1-800-748-2057 (statewide hotline)
Central Missouri Legal Services 573-442-0116
The Legal Aid and Defender Association (LAD) 816-474-6750
Legal Services of Southern Missouri (417) 881-1397
Mid-Missouri Legal Services Corporation (573) 442-0116

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for St. Francois County, Missouri?

    St. Francois County has a County Distress Index score of 61.5 out of 100, placing it in the Elevated zone. It ranks 716th nationally out of 3,144 counties and 22nd in Missouri out of 115 counties.

  • What drives financial distress in St. Francois County?

    The primary driver of distress in St. Francois County is Community Vulnerability, where the county scores 81.6 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does St. Francois County compare to neighboring counties?

    St. Francois County (61.5) can be compared to its 6 neighboring counties: Washington County, MO (69.2); Madison County, MO (64.6); Iron County, MO (62.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of St. Francois County?

    St. Francois County, Missouri has a population of approximately 67,058 (2023 Census estimate), classified as a mid county.