Montgomery County, Mississippi

County Distress Index: Serious · 67.6 | 9,600 people · 21st most distressed in Mississippi
American Default Research

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Montgomery County, MS shows significant household financial distress with a score of 67.6 — 332nd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Mississippi, it ranks 21st of 82 counties. It scores higher than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Montgomery County's primary driver is Debt & Delinquency at 89.2 — worse than roughly 89% of U.S. counties.

Debt & Delinquency Primary driver 89.2
Debt in Collections 77
Medical Debt 90
Student Loan Delinquency 91
Auto Loan Delinquency 88
Credit Card Delinquency 95
Bankruptcy Filing Rate 95
Income & Poverty 82.6
Poverty Rate 90
Income vs. State Median 64
Child Poverty Rate 94
Community Vulnerability 64.7
Uninsured Rate 70
Disability Rate 60
Housing Cost Burden 58.6
Rent-Burdened (30%+) 70
Severely Rent-Burdened (50%+) 95
Mortgage-Burdened (30%+) 10
Homeownership Rate 61
Rent-to-Income Ratio 56
Employment & Wages 43.1
Unemployment Rate 45
Wage-to-Rent Ratio 43
Business Formation Rate 41

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Montgomery County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Montgomery County
Montgomery County, MS 67.6 Serious —
Grenada County, MS 65.6 Serious -2.1
Attala County, MS 59.7 Elevated -7.9
Choctaw County, MS 57.5 Elevated -10.1
Carroll County, MS 55.7 Elevated -12.0
Webster County, MS 55.5 Elevated -12.2

Population Peers

County Score Zone vs. Montgomery County
Emporia city, VA 67.7 Serious +0.0
Motley County, TX 67.7 Serious +0.0
Quay County, NM 67.7 Serious +0.1
Montmorency County, MI 67.5 Serious -0.2
Calhoun County, GA 67.8 Serious +0.2

Download Data

Export all distress indicators for Montgomery County as a CSV file.

Find Help in Montgomery County

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Mississippi Bar Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Mississippi Bar Lawyer Referral 601-948-4471

Free Legal Aid

Legal aid organizations serving Montgomery County residents at no cost.

Mississippi Center for Legal Services 1-800-498-1804
North Mississippi Rural Legal Services 1-800-898-8731

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Frequently Asked Questions

  • What is the distress score for Montgomery County, Mississippi?

    Montgomery County has a County Distress Index score of 67.6 out of 100, placing it in the Serious zone. It ranks 332nd nationally out of 3,144 counties and 21st in Mississippi out of 82 counties.

  • What drives financial distress in Montgomery County?

    The primary driver of distress in Montgomery County is Debt & Delinquency, where the county scores 89.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Montgomery County compare to neighboring counties?

    Montgomery County (67.6) can be compared to its 5 neighboring counties: Grenada County, MS (65.6); Attala County, MS (59.7); Choctaw County, MS (57.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Montgomery County?

    Montgomery County, Mississippi has a population of approximately 9,600 (2023 Census estimate), classified as a tiny county.