In Humphreys County, Mississippi, benefit checks brought in more money than paychecks in 2024

In 2024, 47 cents of every dollar of income here came from a benefit check: Social Security, Medicare, Medicaid, veterans' benefits and the like (47.1%, Bureau of Economic Analysis). Across the country it was 18 cents.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
10th
of 82 counties in Mississippi
39th of 3,144 U.S. counties
98score /100

More distressed than 98% of U.S. counties.

What drives Humphreys County's score

In Humphreys County, late payments on loans weigh most: the score for late payments on loans is 95.0. People with a car or retail loan behind: 15.2%, August 2025, higher than in 95% of U.S. counties. Jobs come next, at 93.6.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Humphreys County does better than most counties on one measure: renters paying half their income or more in rent (13.8%, 2020 to 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Humphreys County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Late payments

    Biggest factor
    95.0 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      15.2% · August 2025
      95th percentile
    • People with a credit card behind
      18.1% · August 2025
      95th percentile
    • People with a subprime credit score
      46.0% · Q4 2025
      95th percentile
  • Jobs

    93.6 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      38.3% · 2020 to 2024
      95th percentile
    • Unemployment rate, 12-month average
      5.9% · Sep 2025 to Aug 2026
      92nd percentile
  • Collections and bankruptcy

    93.5 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      39.6% · August 2025
      93rd percentile
    • Bankruptcy filings per 100,000 people
      332.6 · 2025
      93rd percentile
  • Income and safety net

    89.6 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      51.8% · 2024
      95th percentile
    • People with a disability
      26.2% · 2020 to 2024
      95th percentile
    • Median household income (lower income, longer bar)
      $39,287 · 2024
      95th percentile
    • People below the poverty line
      33.3% · 2024
      95th percentile
    • People without health insurance
      10.3% · 2020 to 2024
      68th percentile
  • Housing costs

    59.1 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      27.6% · fiscal year 2027
      92nd percentile
    • Renters paying half their income or more in rent
      13.8% · 2020 to 2024
      25th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Humphreys County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Humphreys County

42 11 47

Mississippi

55 17 28

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Humphreys County in 2024, pay from work was 42 cents of every dollar of income. Income from investments and rentals was 11 cents. Benefit checks were 47 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

In 1969, pay was 72 cents of every dollar here and benefit checks were 15 cents. They crossed in 2024.

In Humphreys County, benefit checks have brought in more than pay since 2024

Benefit checks and pay from work as shares of all personal income, Humphreys County, Mississippi: 47.1% and 41.6% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 47.1% Pay 41.6% 0%20%40%60%80% 196920002024 Benefits 47.1% Pay 41.6%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Humphreys County, Mississippi American Default · americandefault.org

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The quote: In 2024, benefit checks made up 47.1% of all personal income in Humphreys County, Mississippi (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Humphreys County, 18.9% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Humphreys County has changed

The number of people living in Humphreys County fell by about half between 1969 and 2024, from 15,088 to 7,121. The number of jobs located there fell by about half from 1990 to 2024.

Unemployment fell from 8.0% in 1990 to 6.3% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 15,088 2024 7,121 BEA
Jobs located in the countyBLS QCEW 1990 3,761 2024 1,922 BLS QCEW
Unemployment rateBLS LAUS 1990 8.0% 2025 6.3% BLS LAUS
People below the poverty lineCensus SAIPE 1989 46.2% 2024 33.3% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $11,105 2024 $39,287 Census SAIPE
Share of income from benefit checksBEA 1969 14.8% 2024 47.1% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Humphreys County's history

  1. Largest decennial census count

    The county's largest recorded population was the 1940 Census count of 26,257. The 2020 Census counted 7,785, 30% of the peak. Census Bureau

  2. 1918

    Formed in 1918, Mississippi's newest county. Wikipedia

  3. 1971

    Tornado: 30 deaths. NOAA Storm Events Database

  4. 1971

    Tornado: $2.5 million in property damage, two deaths. NOAA Storm Events Database

  5. 1990

    Tornado: one death. NOAA Storm Events Database

  6. 2023

    Tornado: $13.3 million in property damage, three deaths. NOAA Storm Events Database

  7. Since 1971

    25 federal disaster and emergency declarations have covered Humphreys County, 10 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Humphreys County beside its neighbors

Of the six counties that border Humphreys County, three score higher. For the share of income from benefit checks, Humphreys County ranks 2nd of the seven; Holmes County is highest, at 54.4%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Holmes County, MS 100 1st of 82 34.3% 54.4%
Leflore County, MS 99 3rd of 82 31.2% 34.3%
Washington County, MS 99 2nd of 82 29.4% 36.1%
Humphreys County, MS 98 10th of 82 33.3% 47.1%
Yazoo County, MS 98 9th of 82 25.5% 34.5%
Sharkey County, MS 96 22nd of 82 32.6% 44.7%
Sunflower County, MS 96 21st of 82 29.8% 39.6%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Humphreys County the poorest county in Mississippi?

No, Humphreys County's poverty rate was 33.3% in 2024, 4th highest of 82 in Mississippi (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Issaquena County, at 55.7%. On our distress index, which counts more than poverty, Humphreys County ranks 10th of 82 in the state.

Humphreys County in photographs

Places in Humphreys County from Wikimedia Commons, each captioned in its photographer's own words.

Westbound on MS 12 bridge over the Sunflower River from Humphreys County, Mississippi

Westbound on MS 12 bridge over the Sunflower River from Humphreys County, Mississippi.

Photo: Xnatedawgx via Wikimedia Commons, CC BY-SA 4.0

Humphreys County, Mississippi: common questions

What is the poverty rate in Humphreys County, Mississippi?

33.3% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in three people. Among children it was 51.8%.

Is Humphreys County the poorest county in Mississippi?

No, Humphreys County's poverty rate was 33.3% in 2024, 4th highest of 82 in Mississippi (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Issaquena County, at 55.7%. On our distress index, which counts more than poverty, Humphreys County ranks 10th of 82 in the state.

What is the population of Humphreys County, Mississippi?

About 7,121 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 7,785, 30% of the county's peak of 26,257 in 1940.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Humphreys County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Mississippi foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Humphreys County · Every U.S. county (CSV)

Cite this Humphreys County, Mississippi, scores 98 on the County Distress Index (data through Aug 2026): more distressed than 98% of U.S. counties · American Default Research · americandefault.org/counties/mississippi/humphreys-county-ms/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Humphreys County comes from, 2024.
  • History The agencies named in each row and the linked records above.