About one in four people in Marshall County, Mississippi, has a disability

In Marshall County, 23.6% of people reported a disability (Census Bureau, American Community Survey, 2020 to 2024). That is higher than in 93% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
17th
of 82 counties in Mississippi
74th of 3,144 U.S. counties
97score /100

More distressed than 97% of U.S. counties.

What drives Marshall County's score

In Marshall County, late payments on loans weigh most: the score for late payments on loans is 95.6. People with a car or retail loan behind: 12.3%, August 2025, higher than in 97% of U.S. counties. Income and the safety net comes next, at 86.5.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Marshall County is worse off than the typical U.S. county on every measure in the score.

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Marshall County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Late payments

    Biggest factor
    95.6 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      12.3% · August 2025
      97th percentile
    • People with a credit card behind
      10.4% · August 2025
      95th percentile
    • People with a subprime credit score
      38.7% · Q4 2025
      93rd percentile
  • Income and safety net

    86.5 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      28.0% · 2024
      88th percentile
    • People with a disability
      23.6% · 2020 to 2024
      93rd percentile
    • Median household income (lower income, longer bar)
      $54,244 · 2024
      84th percentile
    • People below the poverty line
      20.4% · 2024
      88th percentile
    • People without health insurance
      11.8% · 2020 to 2024
      77th percentile
  • Collections and bankruptcy

    84.7 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      29.0% · August 2025
      71st percentile
    • Bankruptcy filings per 100,000 people
      480.6 · 2025
      98th percentile
  • Housing costs

    84.2 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      24.5% · fiscal year 2027
      80th percentile
    • Renters paying half their income or more in rent
      25.3% · 2020 to 2024
      87th percentile
  • Jobs

    67.3 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      25.2% · 2020 to 2024
      75th percentile
    • Unemployment rate, 12-month average
      4.3% · Sep 2025 to Aug 2026
      59th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Marshall County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Marshall County

59 10 31

Mississippi

55 17 28

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Marshall County in 2024, pay from work was 59 cents of every dollar of income. Income from investments and rentals was 10 cents. Benefit checks were 31 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 12 cents of every dollar in 1969, but pay from work still brings in more.

In Marshall County, benefit checks rose from 12 to 31 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Marshall County, Mississippi: 31.2% and 58.7% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 31.2% Pay 58.7% 0%20%40%60%80% 196920002024 Benefits 31.2% Pay 58.7%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Marshall County, Mississippi American Default · americandefault.org

Use this chart Free to use with credit

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The quote: In 2024, benefit checks made up 31.2% of all personal income in Marshall County, Mississippi (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Marshall County, 19.0% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Marshall County has changed

The number of people living in Marshall County grew by about 42% between 1969 and 2024, from 24,170 to 34,374. The number of jobs located there more than doubled from 1990 to 2024.

Unemployment fell from 10.3% in 1990 to 4.4% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 24,170 2024 34,374 BEA
Jobs located in the countyBLS QCEW 1990 5,518 2024 11,291 BLS QCEW
Unemployment rateBLS LAUS 1990 10.3% 2025 4.4% BLS LAUS
People below the poverty lineCensus SAIPE 1989 28.7% 2024 20.4% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $17,078 2024 $54,244 Census SAIPE
Share of income from benefit checksBEA 1969 11.7% 2024 31.2% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Marshall County's history

  1. Largest decennial census count

    The county's largest recorded population was the 2010 Census count of 37,144. The 2020 Census counted 33,752, 91% of the peak. Census Bureau

  2. 1920

    Boll weevil invasion 1920s-1930s destroyed cotton crops causing economic distress. Wikipedia

  3. 1920

    Many African Americans left in Great Migration to escape southern oppression and seek northern employment. Wikipedia

  4. 1952

    Tornado: nine deaths. NOAA Storm Events Database

  5. 2011

    Flash flood: one death. NOAA Storm Events Database

  6. 2015

    Tornado: $5 million in property damage, two deaths. NOAA Storm Events Database

  7. 2025

    Tornado: $2.5 million in property damage. NOAA Storm Events Database

  8. Since 1971

    18 federal disaster and emergency declarations have covered Marshall County, 7 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Marshall County beside its neighbors

Marshall County scores higher than all seven counties that border it, in Mississippi and Tennessee. For the share of income from benefit checks, Marshall County ranks 2nd of the eight; Benton County is highest, at 35.7%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Marshall County, MS 97 17th of 82 20.4% 31.2%
Shelby County, TN 96 4th of 95 19.0% 19.5%
Benton County, MS 86 48th of 82 19.9% 35.7%
Tate County, MS 81 60th of 82 15.0% 27.9%
Union County, MS 70 71st of 82 14.0% 28.7%
DeSoto County, MS 60 77th of 82 9.6% 16.6%
Lafayette County, MS 55 79th of 82 17.9% 19.0%
Fayette County, TN 44 82nd of 95 9.3% 17.6%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Marshall County the poorest county in Mississippi?

No, Marshall County's poverty rate was 20.4% in 2024, 36th highest of 82 in Mississippi (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Issaquena County, at 55.7%. On our distress index, which counts more than poverty, Marshall County ranks 17th of 82 in the state.

Marshall County in photographs

Places in Marshall County from Wikimedia Commons, each captioned in its photographer's own words.

Marshall County court house in Holly Springs, Mississippi

Marshall County court house in Holly Springs, Mississippi.

Photo: Thomas R Machnitzki (thomas@machnitzki.com) via Wikimedia Commons, CC BY 3.0

Looking west down Mississippi Highway 310 in Marshall County, Mississippi at its intersection with Old Oxford Road

Looking west down Mississippi Highway 310 in Marshall County, Mississippi at its intersection with Old Oxford Road.

Photo: Fredlyfish4 via Wikimedia Commons, CC BY-SA 4.0

Marshall County, Mississippi: common questions

What is the poverty rate in Marshall County, Mississippi?

20.4% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in five people. Among children it was 28.0%.

Is Marshall County the poorest county in Mississippi?

No, Marshall County's poverty rate was 20.4% in 2024, 36th highest of 82 in Mississippi (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Issaquena County, at 55.7%. On our distress index, which counts more than poverty, Marshall County ranks 17th of 82 in the state.

What is the population of Marshall County, Mississippi?

About 34,374 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 33,752, 91% of the county's peak of 37,144 in 2010.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Marshall County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Mississippi foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Marshall County · Every U.S. county (CSV)

Cite this Marshall County, Mississippi, scores 97 on the County Distress Index (data through Aug 2026): more distressed than 97% of U.S. counties · American Default Research · americandefault.org/counties/mississippi/marshall-county-ms/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Marshall County comes from, 2024.
  • History The agencies named in each row and the linked records above.