Franklin County, Mississippi

County Distress Index: Elevated · 60.5 | 7,610 people · 50th most distressed in Mississippi
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Franklin County, MS registers elevated household financial distress with a score of 60.5 — 801st nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Mississippi, it ranks 50th of 82 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Franklin County's primary driver is Debt & Delinquency at 80.8 — worse than roughly 81% of U.S. counties.

Debt & Delinquency Primary driver 80.8
Debt in Collections 66
Medical Debt 60
Student Loan Delinquency 91
Auto Loan Delinquency 80
Credit Card Delinquency 95
Bankruptcy Filing Rate 92
Community Vulnerability 79.8
Uninsured Rate 69
Disability Rate 91
Income & Poverty 71.6
Poverty Rate 81
Income vs. State Median 55
Child Poverty Rate 79
Employment & Wages 40.3
Unemployment Rate 64
Wage-to-Rent Ratio 15
Business Formation Rate 42
Housing Cost Burden 29.9
Rent-Burdened (30%+) 11
Severely Rent-Burdened (50%+) 57
Mortgage-Burdened (30%+) 13
Homeownership Rate 19
Rent-to-Income Ratio 50

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Franklin County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Franklin County
Franklin County, MS 60.5 Elevated —
Wilkinson County, MS 78.2 Serious +17.7
Adams County, MS 68.0 Serious +7.6
Amite County, MS 64.7 Elevated +4.3
Jefferson County, MS 62.4 Elevated +1.9
Lincoln County, MS 55.0 Elevated -5.5

Population Peers

County Score Zone vs. Franklin County
Irwin County, GA 60.5 Elevated +0.0
Catron County, NM 60.4 Elevated -0.1
Briscoe County, TX 60.6 Elevated +0.1
Prince of Wales-Hyder Census Area, AK 60.6 Elevated +0.2
Dillingham Census Area, AK 60.7 Elevated +0.2

Download Data

Export all distress indicators for Franklin County as a CSV file.

Find Help in Franklin County

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Mississippi Bar Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Mississippi Bar Lawyer Referral 601-948-4471

Free Legal Aid

Legal aid organizations serving Franklin County residents at no cost.

Mississippi Center for Legal Services 1-800-498-1804
North Mississippi Rural Legal Services 1-800-898-8731

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Frequently Asked Questions

  • What is the distress score for Franklin County, Mississippi?

    Franklin County has a County Distress Index score of 60.5 out of 100, placing it in the Elevated zone. It ranks 801st nationally out of 3,144 counties and 50th in Mississippi out of 82 counties.

  • What drives financial distress in Franklin County?

    The primary driver of distress in Franklin County is Debt & Delinquency, where the county scores 80.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Franklin County compare to neighboring counties?

    Franklin County (60.5) can be compared to its 5 neighboring counties: Wilkinson County, MS (78.2); Adams County, MS (68.0); Amite County, MS (64.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Franklin County?

    Franklin County, Mississippi has a population of approximately 7,610 (2023 Census estimate), classified as a tiny county.