Norman County, Minnesota

County Distress Index: Normal · 37.8 | 6,329 people · 37th most distressed in Minnesota
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Norman County, MN falls within the normal range for household financial distress at 37.8 — 2492nd nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Minnesota, it ranks 37th of 87 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Norman County's primary driver is Employment & Wages at 54.2 — above the national median.

Employment & Wages Primary driver 54.2
Unemployment Rate 78
Wage-to-Rent Ratio 40
Business Formation Rate 44
Income & Poverty 49.2
Poverty Rate 40
Income vs. State Median 79
Child Poverty Rate 28
Housing Cost Burden 31.9
Rent-Burdened (30%+) 20
Severely Rent-Burdened (50%+) 50
Mortgage-Burdened (30%+) 53
Homeownership Rate 12
Rent-to-Income Ratio 24
Community Vulnerability 28.1
Uninsured Rate 28
Disability Rate 28
Debt & Delinquency 25.6
Debt in Collections 19
Medical Debt 18
Student Loan Delinquency 16
Auto Loan Delinquency 31
Credit Card Delinquency 19
Bankruptcy Filing Rate 50

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Norman County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Norman County
Norman County, MN 37.8 Normal —
Mahnomen County, MN 59.7 Elevated +21.9
Clay County, MN 41.5 Normal +3.7
Polk County, MN 39.5 Normal +1.7
Becker County, MN 39.4 Normal +1.6
Cass County, ND 27.8 Healthy -10.0
Traill County, ND 18.8 Healthy -19.0

Population Peers

County Score Zone vs. Norman County
Wabaunsee County, KS 37.8 Normal -0.0
Camas County, ID 37.8 Normal -0.0
Broadwater County, MT 37.8 Normal -0.0
Atchison County, MO 37.9 Normal +0.1
Moore County, TN 37.9 Normal +0.1

Download Data

Export all distress indicators for Norman County as a CSV file.

Find Help in Norman County

Find an Attorney

Minnesota State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Minnesota State Bar Association Lawyer Referral 612-278-6333

Free Legal Aid

Legal aid organizations serving Norman County residents at no cost.

Legal Aid Society of Minneapolis 612-334-5970
Mid-Minnesota Legal Aid 612-332-1441
Southern Minnesota Regional Legal Services 1-888-575-2954
Central Minnesota Legal Services, Inc. (612) 334-5970
Legal Aid Service of Northeastern Minnesota (800) 933-1112
Legal Services of Northwest Minnesota Corporation (800) 450-8585

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Minnesota →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Norman County, Minnesota?

    Norman County has a County Distress Index score of 37.8 out of 100, placing it in the Normal zone. It ranks 2,492nd nationally out of 3,144 counties and 37th in Minnesota out of 87 counties.

  • What drives financial distress in Norman County?

    The primary driver of distress in Norman County is Employment & Wages, where the county scores 54.2 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Norman County compare to neighboring counties?

    Norman County (37.8) can be compared to its 6 neighboring counties: Mahnomen County, MN (59.7); Clay County, MN (41.5); Polk County, MN (39.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Norman County?

    Norman County, Minnesota has a population of approximately 6,329 (2023 Census estimate), classified as a tiny county.