Genesee County, Michigan

County Distress Index: Elevated · 61.2 | 401,522 people · 11th most distressed in Michigan

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Genesee County, MI registers elevated household financial distress with a score of 61.2 — 738th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Michigan, it ranks 11th of 83 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Genesee County's primary driver is Debt & Delinquency at 73.3 — above the national median.

Debt & Delinquency Primary driver 73.3
Debt in Collections 67
Medical Debt 51
Student Loan Delinquency 82
Auto Loan Delinquency 78
Credit Card Delinquency 64
Bankruptcy Filing Rate 98
Housing Cost Burden 73.1
Rent-Burdened (30%+) 87
Severely Rent-Burdened (50%+) 90
Mortgage-Burdened (30%+) 76
Homeownership Rate 67
Rent-to-Income Ratio 46
Income & Poverty 69.4
Poverty Rate 78
Income vs. State Median 51
Child Poverty Rate 79
Employment & Wages 49.1
Unemployment Rate 90
Wage-to-Rent Ratio 23
Business Formation Rate 34
Community Vulnerability 41.1
Uninsured Rate 15
Disability Rate 67

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Genesee County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Genesee County
Genesee County, MI 61.2 Elevated
Saginaw County, MI 59.2 Elevated -2.0
Tuscola County, MI 50.3 Elevated -10.9
Shiawassee County, MI 49.6 Normal -11.6
Lapeer County, MI 48.4 Normal -12.8
Oakland County, MI 28.5 Healthy -32.7
Livingston County, MI 25.3 Healthy -35.9

Population Peers

County Score Zone vs. Genesee County
St. Louis city, MO 61.2 Elevated 0.0
Camden County, NJ 61.1 Elevated -0.1
Horry County, SC 61.4 Elevated +0.2
Luzerne County, PA 60.9 Elevated -0.3
Richland County, SC 61.5 Elevated +0.3

Download Data

Export all distress indicators for Genesee County as a CSV file.

Find Help in Genesee County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Genesee County.

GENESEE COUNTY HABITAT FOR HUMANITY
Flint
Foreclosure PreventionFair HousingPre-PurchaseHomebuyer Education
METRO COMMUNITY DEVELOPMENT, INC.
Flint
Financial CounselingFinancial CounselingFair HousingPre-Purchase

Find an Attorney

State Bar of Michigan Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Genesee County residents at no cost.

Self-Help Resources

Michigan Legal Help — Foreclosure Self-help guides and interactive tools for Michigan foreclosure process and defenses
MSHDA Homeowner Resources Assistance programs, counselor referrals, and MIHAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.