Washington County, Maryland

County Distress Index: Elevated · 53.5 | 155,813 people · 8th most distressed in Maryland

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Washington County, MD registers elevated household financial distress with a score of 53.5 — 1333rd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Maryland, it ranks 8th of 24 counties. Among its 8 neighboring counties, 7 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Washington County's primary driver is Housing Cost Burden at 69.1 — above the national median.

Housing Cost Burden Primary driver 69.1
Rent-Burdened (30%+) 80
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 59
Homeownership Rate 82
Rent-to-Income Ratio 50
Debt & Delinquency 54.9
Debt in Collections 53
Medical Debt 53
Student Loan Delinquency 58
Auto Loan Delinquency 50
Credit Card Delinquency 59
Bankruptcy Filing Rate 57
Employment & Wages 53.1
Unemployment Rate 58
Wage-to-Rent Ratio 58
Business Formation Rate 43
Income & Poverty 52.9
Poverty Rate 33
Income vs. State Median 88
Child Poverty Rate 37
Community Vulnerability 37.6
Uninsured Rate 30
Disability Rate 45

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Washington County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Washington County
Washington County, MD 53.5 Elevated
Allegany County, MD 62.6 Elevated +9.1
Franklin County, PA 45.3 Normal -8.2
Berkeley County, WV 44.6 Normal -8.9
Fulton County, PA 40.0 Normal -13.5
Morgan County, WV 35.8 Normal -17.7
Frederick County, MD 32.9 Healthy -20.6
Jefferson County, WV 29.2 Healthy -24.3
Loudoun County, VA 22.8 Healthy -30.7

Population Peers

County Score Zone vs. Washington County
Penobscot County, ME 53.5 Elevated +0.0
Vermilion Parish, LA 53.6 Elevated +0.1
Pope County, AR 53.5 Elevated -0.1
Montcalm County, MI 53.6 Elevated +0.1
Indiana County, PA 53.6 Elevated +0.1

Download Data

Export all distress indicators for Washington County as a CSV file.

Find Help in Washington County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Washington County.

HAGERSTOWN NEIGHBORHOOD DEVELOPMENT PARTNERSHIP, INC.(HNDP)/ aka Hagerstown Home Store
Hagerstown
Foreclosure PreventionFinancial CounselingPre-PurchaseHomebuyer Education

Find an Attorney

Maryland State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Washington County residents at no cost.

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