Harrison County, Kentucky

County Distress Index: Normal · 45.7 | 19,415 people · 97th most distressed in Kentucky

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Harrison County, KY falls within the normal range for household financial distress at 45.7 — 1920th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Kentucky, it ranks 97th of 120 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Harrison County's primary driver is Debt & Delinquency at 68.2 — above the national median.

Debt & Delinquency Primary driver 68.2
Debt in Collections 67
Medical Debt 73
Student Loan Delinquency 36
Auto Loan Delinquency 72
Credit Card Delinquency 78
Bankruptcy Filing Rate 84
Housing Cost Burden 46.4
Rent-Burdened (30%+) 39
Severely Rent-Burdened (50%+) 88
Mortgage-Burdened (30%+) 28
Homeownership Rate 69
Rent-to-Income Ratio 8
Community Vulnerability 40.4
Uninsured Rate 5
Disability Rate 76
Income & Poverty 39.8
Poverty Rate 53
Income vs. State Median 22
Child Poverty Rate 44
Employment & Wages 33.9
Unemployment Rate 27
Wage-to-Rent Ratio 11
Business Formation Rate 64

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Harrison County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Harrison County
Harrison County, KY 45.7 Normal
Nicholas County, KY 57.5 Elevated +11.7
Robertson County, KY 54.6 Elevated +8.9
Bracken County, KY 53.5 Elevated +7.8
Bourbon County, KY 52.7 Elevated +7.0
Pendleton County, KY 49.3 Normal +3.6
Grant County, KY 48.0 Normal +2.3
Scott County, KY 33.4 Healthy -12.3

Population Peers

County Score Zone vs. Harrison County
Union County, GA 45.7 Normal +0.0
Marquette County, WI 45.7 Normal -0.0
Ketchikan Gateway Borough, AK 45.8 Normal +0.1
Plaquemines Parish, LA 45.6 Normal -0.1
Ray County, MO 45.6 Normal -0.1

Download Data

Export all distress indicators for Harrison County as a CSV file.

Find Help in Harrison County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Harrison County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.