Anderson County, Kentucky

County Distress Index: Normal · 41.2 | 24,613 people · 104th most distressed in Kentucky
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Anderson County, KY falls within the normal range for household financial distress at 41.2 — 2277th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Kentucky, it ranks 104th of 120 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Anderson County's primary driver is Debt & Delinquency at 56.2 — above the national median.

Debt & Delinquency Primary driver 56.2
Debt in Collections 56
Medical Debt 70
Student Loan Delinquency 0
Auto Loan Delinquency 58
Credit Card Delinquency 63
Bankruptcy Filing Rate 89
Housing Cost Burden 51.7
Rent-Burdened (30%+) 94
Severely Rent-Burdened (50%+) 79
Mortgage-Burdened (30%+) 49
Homeownership Rate 30
Rent-to-Income Ratio 6
Employment & Wages 46.0
Unemployment Rate 38
Wage-to-Rent Ratio 55
Business Formation Rate 46
Community Vulnerability 38.8
Uninsured Rate 5
Disability Rate 73
Income & Poverty 13.1
Poverty Rate 13
Income vs. State Median 6
Child Poverty Rate 20

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Anderson County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Anderson County
Anderson County, KY 41.2 Normal —
Washington County, KY 51.0 Elevated +9.8
Franklin County, KY 42.7 Normal +1.6
Mercer County, KY 40.2 Normal -1.0
Nelson County, KY 37.7 Normal -3.5
Spencer County, KY 32.9 Healthy -8.3
Shelby County, KY 32.4 Healthy -8.8
Woodford County, KY 29.3 Healthy -11.9

Population Peers

County Score Zone vs. Anderson County
Meade County, KY 41.2 Normal 0.0
Caroline County, VA 41.1 Normal -0.0
Fremont County, ID 41.2 Normal +0.1
Clay County, SD 41.2 Normal +0.1
Tama County, IA 41.3 Normal +0.1

Download Data

Export all distress indicators for Anderson County as a CSV file.

Find Help in Anderson County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Anderson County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Kentucky →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Anderson County, Kentucky?

    Anderson County has a County Distress Index score of 41.2 out of 100, placing it in the Normal zone. It ranks 2,277th nationally out of 3,144 counties and 104th in Kentucky out of 120 counties.

  • What drives financial distress in Anderson County?

    The primary driver of distress in Anderson County is Debt & Delinquency, where the county scores 56.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Anderson County compare to neighboring counties?

    Anderson County (41.2) can be compared to its 7 neighboring counties: Washington County, KY (51.0); Franklin County, KY (42.7); Mercer County, KY (40.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Anderson County?

    Anderson County, Kentucky has a population of approximately 24,613 (2023 Census estimate), classified as a small county.