Clayton County, Iowa

County Distress Index: Normal · 39.5 | 16,969 people · 29th most distressed in Iowa

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Clayton County, IA falls within the normal range for household financial distress at 39.5 — 2380th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Iowa, it ranks 29th of 99 counties. Among its 8 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clayton County's primary driver is Employment & Wages at 52.5 — above the national median.

Employment & Wages Primary driver 52.5
Unemployment Rate 72
Wage-to-Rent Ratio 17
Business Formation Rate 69
Community Vulnerability 45.9
Uninsured Rate 45
Disability Rate 46
Housing Cost Burden 45.0
Rent-Burdened (30%+) 54
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 60
Homeownership Rate 38
Rent-to-Income Ratio 10
Income & Poverty 36.2
Poverty Rate 24
Income vs. State Median 61
Child Poverty Rate 23
Debt & Delinquency 17.9
Debt in Collections 8
Medical Debt 29
Student Loan Delinquency 31
Auto Loan Delinquency 7
Credit Card Delinquency 13
Bankruptcy Filing Rate 20

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clayton County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clayton County
Clayton County, IA 39.5 Normal
Crawford County, WI 43.6 Normal +4.1
Fayette County, IA 43.5 Normal +4.0
Grant County, WI 39.2 Normal -0.3
Allamakee County, IA 38.6 Normal -0.9
Dubuque County, IA 31.5 Healthy -8.0
Delaware County, IA 28.0 Healthy -11.5
Buchanan County, IA 27.1 Healthy -12.4
Winneshiek County, IA 19.8 Healthy -19.7

Population Peers

County Score Zone vs. Clayton County
Itawamba County, MS 39.5 Normal -0.0
Polk County, MN 39.5 Normal -0.0
Clark County, WI 39.5 Normal +0.1
Warren County, IL 39.4 Normal -0.1
Becker County, MN 39.4 Normal -0.1

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