Steuben County, Indiana

County Distress Index: Normal · 35.7 | 34,917 people · 70th most distressed in Indiana
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Steuben County, IN falls within the normal range for household financial distress at 35.7 — 2609th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Indiana, it ranks 70th of 92 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Steuben County's primary driver is Debt & Delinquency at 49.6 — above the national median.

Debt & Delinquency Primary driver 49.6
Debt in Collections 46
Medical Debt 55
Student Loan Delinquency 45
Auto Loan Delinquency 40
Credit Card Delinquency 37
Bankruptcy Filing Rate 75
Community Vulnerability 35.1
Uninsured Rate 32
Disability Rate 38
Employment & Wages 34.0
Unemployment Rate 6
Wage-to-Rent Ratio 54
Business Formation Rate 43
Housing Cost Burden 33.1
Rent-Burdened (30%+) 32
Severely Rent-Burdened (50%+) 36
Mortgage-Burdened (30%+) 64
Homeownership Rate 18
Rent-to-Income Ratio 15
Income & Poverty 26.9
Poverty Rate 22
Income vs. State Median 34
Child Poverty Rate 25

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Steuben County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Steuben County
Steuben County, IN 35.7 Normal —
Branch County, MI 53.6 Elevated +17.9
Hillsdale County, MI 52.5 Elevated +16.8
Williams County, OH 49.2 Normal +13.5
Noble County, IN 42.5 Normal +6.8
DeKalb County, IN 33.1 Healthy -2.6
LaGrange County, IN 29.0 Healthy -6.8

Population Peers

County Score Zone vs. Steuben County
Livingston County, IL 35.7 Normal +0.0
Madison County, NE 35.7 Normal -0.0
Morgan County, WV 35.8 Normal +0.0
Douglas County, IL 35.7 Normal -0.0
Fillmore County, MN 35.7 Normal -0.0

Download Data

Export all distress indicators for Steuben County as a CSV file.

Find Help in Steuben County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Steuben County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Indiana →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Steuben County, Indiana?

    Steuben County has a County Distress Index score of 35.7 out of 100, placing it in the Normal zone. It ranks 2,609th nationally out of 3,144 counties and 70th in Indiana out of 92 counties.

  • What drives financial distress in Steuben County?

    The primary driver of distress in Steuben County is Debt & Delinquency, where the county scores 49.6 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Steuben County compare to neighboring counties?

    Steuben County (35.7) can be compared to its 6 neighboring counties: Branch County, MI (53.6); Hillsdale County, MI (52.5); Williams County, OH (49.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Steuben County?

    Steuben County, Indiana has a population of approximately 34,917 (2023 Census estimate), classified as a small county.