Scott County, Illinois

County Distress Index: Normal · 38.8 | 4,710 people · 70th most distressed in Illinois

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Scott County, IL falls within the normal range for household financial distress at 38.8 — 2419th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Illinois, it ranks 70th of 102 counties. It scores lower than all 3 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Scott County's primary driver is Employment & Wages at 68.8 — above the national median.

Employment & Wages Primary driver 68.8
Unemployment Rate 95
Wage-to-Rent Ratio 22
Business Formation Rate 89
Debt & Delinquency 41.9
Debt in Collections 18
Medical Debt 7
Student Loan Delinquency 49
Auto Loan Delinquency 76
Credit Card Delinquency 74
Bankruptcy Filing Rate 28
Income & Poverty 40.9
Poverty Rate 32
Income vs. State Median 45
Child Poverty Rate 45
Community Vulnerability 31.5
Uninsured Rate 19
Disability Rate 44
Housing Cost Burden 10.8
Rent-Burdened (30%+) 8
Severely Rent-Burdened (50%+) 6
Mortgage-Burdened (30%+) 9
Homeownership Rate 23
Rent-to-Income Ratio 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Scott County compares to its 3 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Scott County
Scott County, IL 38.8 Normal
Pike County, IL 52.4 Elevated +13.6
Greene County, IL 45.9 Normal +7.1
Morgan County, IL 45.5 Normal +6.7

Population Peers

County Score Zone vs. Scott County
Florence County, WI 38.9 Normal +0.1
Grant County, ND 38.9 Normal +0.1
Valley County, NE 38.7 Normal -0.1
Rush County, KS 38.6 Normal -0.1
Grand Isle County, VT 38.6 Normal -0.1

Download Data

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Find Help in Scott County

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Free Legal Aid

Legal aid organizations serving Scott County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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