Douglas County, Illinois

County Distress Index: Normal · 35.7 | 19,629 people · 82nd most distressed in Illinois

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Douglas County, IL falls within the normal range for household financial distress at 35.7 — 2613th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Illinois, it ranks 82nd of 102 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Douglas County's primary driver is Community Vulnerability at 58.9 — above the national median.

Community Vulnerability Primary driver 58.9
Uninsured Rate 92
Disability Rate 26
Employment & Wages 51.9
Unemployment Rate 64
Wage-to-Rent Ratio 9
Business Formation Rate 83
Housing Cost Burden 27.2
Rent-Burdened (30%+) 29
Severely Rent-Burdened (50%+) 44
Mortgage-Burdened (30%+) 35
Homeownership Rate 23
Rent-to-Income Ratio 5
Debt & Delinquency 25.8
Debt in Collections 23
Medical Debt 7
Student Loan Delinquency 49
Auto Loan Delinquency 25
Credit Card Delinquency 21
Bankruptcy Filing Rate 29
Income & Poverty 14.6
Poverty Rate 13
Income vs. State Median 13
Child Poverty Rate 18

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Douglas County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Douglas County
Douglas County, IL 35.7 Normal
Vermilion County, IL 58.1 Elevated +22.4
Coles County, IL 55.1 Elevated +19.5
Edgar County, IL 44.6 Normal +8.9
Champaign County, IL 44.4 Normal +8.7
Moultrie County, IL 35.6 Normal -0.1
Piatt County, IL 28.5 Healthy -7.2

Population Peers

County Score Zone vs. Douglas County
Fillmore County, MN 35.7 Normal 0.0
Stutsman County, ND 35.7 Normal -0.0
Shelby County, IL 35.7 Normal -0.0
Madison County, NE 35.7 Normal +0.0
Steuben County, IN 35.7 Normal +0.0

Download Data

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Find Help in Douglas County

HUD-Approved Housing Counselors

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Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Douglas County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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