Clark County, Illinois

County Distress Index: Normal · 42.1 | 15,088 people · 63rd most distressed in Illinois

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Clark County, IL falls within the normal range for household financial distress at 42.1 — 2200th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Illinois, it ranks 63rd of 102 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clark County's primary driver is Employment & Wages at 77.7 — worse than roughly 78% of U.S. counties.

Employment & Wages Primary driver 77.7
Unemployment Rate 93
Wage-to-Rent Ratio 62
Business Formation Rate 77
Housing Cost Burden 42.6
Rent-Burdened (30%+) 83
Severely Rent-Burdened (50%+) 67
Mortgage-Burdened (30%+) 31
Homeownership Rate 12
Rent-to-Income Ratio 20
Income & Poverty 41.1
Poverty Rate 38
Income vs. State Median 46
Child Poverty Rate 40
Debt & Delinquency 27.1
Debt in Collections 29
Medical Debt 7
Student Loan Delinquency 49
Auto Loan Delinquency 10
Credit Card Delinquency 18
Bankruptcy Filing Rate 50
Community Vulnerability 22.3
Uninsured Rate 16
Disability Rate 28

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clark County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clark County
Clark County, IL 42.1 Normal
Vigo County, IN 64.2 Elevated +22.0
Coles County, IL 55.1 Elevated +13.0
Sullivan County, IN 52.7 Elevated +10.5
Edgar County, IL 44.6 Normal +2.5
Crawford County, IL 38.2 Normal -4.0
Cumberland County, IL 32.0 Healthy -10.1
Jasper County, IL 31.2 Healthy -10.9

Population Peers

County Score Zone vs. Clark County
Duchesne County, UT 42.1 Normal 0.0
Kanabec County, MN 42.1 Normal -0.0
Prince George County, VA 42.1 Normal -0.0
Bayfield County, WI 42.2 Normal +0.0
Livingston County, MO 42.3 Normal +0.1

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Find Help in Clark County

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ERBA CLARK COUNTY OUTREACH OFFICE
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Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Clark County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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