Twin Falls County, Idaho

County Distress Index: Normal · 49.8 | 95,156 people · 11th most distressed in Idaho
American Default Research

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Twin Falls County, ID falls within the normal range for household financial distress at 49.8 — 1605th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Idaho, it ranks 11th of 44 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Twin Falls County's primary driver is Housing Cost Burden at 69.5 — above the national median.

Housing Cost Burden Primary driver 69.5
Rent-Burdened (30%+) 79
Severely Rent-Burdened (50%+) 43
Mortgage-Burdened (30%+) 86
Homeownership Rate 72
Rent-to-Income Ratio 68
Debt & Delinquency 49.5
Debt in Collections 41
Medical Debt 39
Student Loan Delinquency 68
Auto Loan Delinquency 45
Credit Card Delinquency 39
Bankruptcy Filing Rate 65
Community Vulnerability 49.4
Uninsured Rate 66
Disability Rate 33
Employment & Wages 47.4
Unemployment Rate 34
Wage-to-Rent Ratio 85
Business Formation Rate 23
Income & Poverty 33.3
Poverty Rate 24
Income vs. State Median 53
Child Poverty Rate 23

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Twin Falls County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Twin Falls County
Twin Falls County, ID 49.8 Normal —
Owyhee County, ID 58.1 Elevated +8.3
Elmore County, ID 52.7 Elevated +2.8
Gooding County, ID 47.5 Normal -2.3
Jerome County, ID 45.4 Normal -4.5
Elko County, NV 44.6 Normal -5.2
Cassia County, ID 40.5 Normal -9.3

Population Peers

County Score Zone vs. Twin Falls County
Franklin County, WA 49.8 Normal -0.0
Clearfield County, PA 50.0 Normal +0.2
Pottawattamie County, IA 50.0 Elevated +0.2
Yolo County, CA 49.6 Normal -0.2
Berrien County, MI 50.1 Elevated +0.2

Download Data

Export all distress indicators for Twin Falls County as a CSV file.

Find Help in Twin Falls County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Twin Falls County.

IDAHO HOUSING AND FINANCE ASSOCIATION--TWIN FALLS BRANCH OFFICE
Twin Falls
866-234-3435 Website
Foreclosure PreventionHomeless/DisplacementPre-PurchaseHomebuyer Education

See all counselors in Idaho →

Find an Attorney

Idaho State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Idaho State Bar Lawyer Referral Service 208-334-4500

Free Legal Aid

Legal aid organizations serving Twin Falls County residents at no cost.

Idaho Legal Aid Services, Inc. 208-336-8980
Idaho Volunteer Lawyers Program 208-334-4500

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Idaho →

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Frequently Asked Questions

  • What is the distress score for Twin Falls County, Idaho?

    Twin Falls County has a County Distress Index score of 49.8 out of 100, placing it in the Normal zone. It ranks 1,605th nationally out of 3,144 counties and 11th in Idaho out of 44 counties.

  • What drives financial distress in Twin Falls County?

    The primary driver of distress in Twin Falls County is Housing Cost Burden, where the county scores 69.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Twin Falls County compare to neighboring counties?

    Twin Falls County (49.8) can be compared to its 6 neighboring counties: Owyhee County, ID (58.1); Elmore County, ID (52.7); Gooding County, ID (47.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Twin Falls County?

    Twin Falls County, Idaho has a population of approximately 95,156 (2023 Census estimate), classified as a mid county.