Maui County, Hawaii

County Distress Index: Normal · 39.4 | 164,183 people · 3rd most distressed in Hawaii
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Maui County, HI falls within the normal range for household financial distress at 39.4 — 2386th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Hawaii, it ranks 3rd of 5 counties. It scores lower than all 1 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Maui County's primary driver is Housing Cost Burden at 86.9 — worse than roughly 87% of U.S. counties.

Housing Cost Burden Primary driver 86.9
Rent-Burdened (30%+) 90
Severely Rent-Burdened (50%+) 88
Mortgage-Burdened (30%+) 73
Homeownership Rate 84
Rent-to-Income Ratio 99
Employment & Wages 38.8
Unemployment Rate 6
Wage-to-Rent Ratio 100
Business Formation Rate 11
Income & Poverty 30.7
Poverty Rate 16
Income vs. State Median 60
Child Poverty Rate 17
Debt & Delinquency 30.2
Debt in Collections 24
Medical Debt 23
Student Loan Delinquency 50
Auto Loan Delinquency 30
Credit Card Delinquency 28
Bankruptcy Filing Rate 25
Community Vulnerability 10.3
Uninsured Rate 12
Disability Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Maui County compares to its 1 neighboring county and population peers.

Neighboring Counties

County Score Zone vs. Maui County
Maui County, HI 39.4 Normal —
Kalawao County, HI 44.8 Normal +5.5

Population Peers

County Score Zone vs. Maui County
Northwest Hills Planning Region, CT 39.4 Normal 0.0
Jackson County, GA 39.3 Normal -0.1
Butler County, KS 39.5 Normal +0.1
Crow Wing County, MN 39.5 Normal +0.1
Grafton County, NH 39.2 Normal -0.1

Download Data

Export all distress indicators for Maui County as a CSV file.

Find Help in Maui County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Maui County.

HABITAT FOR HUMANITY MAUI, INC
Wailuku
808-242-1140
Foreclosure PreventionFinancial CounselingFinancial CounselingHome Improvement/Rehab
HALE MAHAOLU HOMEOWNERSHIP/HOUSING COUNSELING
Wailuku
808-242-7027 Website
Foreclosure PreventionFinancial CounselingFair HousingPost-Purchase
HAWAIIAN COMMUNITY ASSETS, INC. - WAILUKU BRANCH
Wailuku
808-727-8870 Website
Foreclosure PreventionFinancial CounselingHomeless/DisplacementPre-Purchase
LEGAL AID SOCIETY OF HAWAII - Wailuku Branch
WAILUKU
808-244-3731 Website
Foreclosure Prevention

See all counselors in Hawaii →

Find an Attorney

Hawaii State Bar Association Lawyer Referral and Information Service (LRIS) offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Hawaii State Bar Association Lawyer Referral and Information Service (LRIS) 808-537-9140

Free Legal Aid

Legal aid organizations serving Maui County residents at no cost.

Legal Aid Society of Hawaii 808-536-4302 (Oahu); 808-243-3726 (Maui); 808-935-6088 (Big Island); 808-245-7580 (Kauai)
Volunteer Legal Services Hawaii 808-528-7046

Self-Help Resources

Hawaii State Judiciary Self-Help Center

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Hawaii →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Maui County, Hawaii?

    Maui County has a County Distress Index score of 39.4 out of 100, placing it in the Normal zone. It ranks 2,386th nationally out of 3,144 counties and 3rd in Hawaii out of 5 counties.

  • What drives financial distress in Maui County?

    The primary driver of distress in Maui County is Housing Cost Burden, where the county scores 86.9 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Maui County compare to neighboring counties?

    Maui County (39.4) can be compared to its 1 neighboring county: Kalawao County, HI (44.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Maui County?

    Maui County, Hawaii has a population of approximately 164,183 (2023 Census estimate), classified as a mid county.