Troup County, Georgia

County Distress Index: Serious · 66.3 | 70,742 people · 68th most distressed in Georgia
American Default Research

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Troup County, GA shows significant household financial distress with a score of 66.3 — 417th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 68th of 159 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Troup County's primary driver is Debt & Delinquency at 92.9 — worse than roughly 93% of U.S. counties.

Debt & Delinquency Primary driver 92.9
Debt in Collections 96
Medical Debt 97
Student Loan Delinquency 90
Auto Loan Delinquency 85
Credit Card Delinquency 93
Bankruptcy Filing Rate 97
Housing Cost Burden 84.4
Rent-Burdened (30%+) 96
Severely Rent-Burdened (50%+) 88
Mortgage-Burdened (30%+) 76
Homeownership Rate 95
Rent-to-Income Ratio 67
Community Vulnerability 67.7
Uninsured Rate 72
Disability Rate 63
Income & Poverty 64.0
Poverty Rate 78
Income vs. State Median 27
Child Poverty Rate 87
Employment & Wages 22.8
Unemployment Rate 16
Wage-to-Rent Ratio 48
Business Formation Rate 4

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Troup County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Troup County
Troup County, GA 66.3 Serious —
Heard County, GA 68.9 Serious +2.6
Meriwether County, GA 68.7 Serious +2.4
Chambers County, AL 60.1 Elevated -6.3
Randolph County, AL 52.9 Elevated -13.5
Coweta County, GA 42.8 Normal -23.5
Harris County, GA 35.5 Normal -30.8

Population Peers

County Score Zone vs. Troup County
Rapides Parish, LA 66.4 Serious +0.1
Fayette County, PA 66.2 Serious -0.1
Hernando County, FL 66.2 Serious -0.2
Bulloch County, GA 66.6 Serious +0.2
Jefferson County, AR 66.6 Serious +0.3

Download Data

Export all distress indicators for Troup County as a CSV file.

Find Help in Troup County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Troup County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Troup County, Georgia?

    Troup County has a County Distress Index score of 66.3 out of 100, placing it in the Serious zone. It ranks 417th nationally out of 3,144 counties and 68th in Georgia out of 159 counties.

  • What drives financial distress in Troup County?

    The primary driver of distress in Troup County is Debt & Delinquency, where the county scores 92.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Troup County compare to neighboring counties?

    Troup County (66.3) can be compared to its 6 neighboring counties: Heard County, GA (68.9); Meriwether County, GA (68.7); Chambers County, AL (60.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Troup County?

    Troup County, Georgia has a population of approximately 70,742 (2023 Census estimate), classified as a mid county.