Seminole County, Georgia

County Distress Index: Serious · 66.8 | 9,092 people · 64th most distressed in Georgia
American Default Research

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Seminole County, GA shows significant household financial distress with a score of 66.8 — 385th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Georgia, it ranks 64th of 159 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Seminole County's primary driver is Income & Poverty at 86.6 — worse than roughly 87% of U.S. counties.

Income & Poverty Primary driver 86.6
Poverty Rate 91
Income vs. State Median 74
Child Poverty Rate 95
Community Vulnerability 84.2
Uninsured Rate 92
Disability Rate 76
Debt & Delinquency 83.1
Debt in Collections 81
Medical Debt 83
Student Loan Delinquency 85
Auto Loan Delinquency 82
Credit Card Delinquency 72
Bankruptcy Filing Rate 95
Employment & Wages 43.4
Unemployment Rate 55
Wage-to-Rent Ratio 70
Business Formation Rate 5
Housing Cost Burden 37.0
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 16
Mortgage-Burdened (30%+) 43
Homeownership Rate 50
Rent-to-Income Ratio 71

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Seminole County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Seminole County
Seminole County, GA 66.8 Serious —
Gadsden County, FL 80.3 Crisis +13.4
Jackson County, FL 73.0 Serious +6.1
Decatur County, GA 70.7 Serious +3.9
Early County, GA 68.8 Serious +1.9
Miller County, GA 63.7 Elevated -3.2
Houston County, AL 53.4 Elevated -13.5

Population Peers

County Score Zone vs. Seminole County
Wilcox County, AL 66.9 Serious +0.1
Kiowa County, OK 67.0 Serious +0.2
Perry County, AL 67.1 Serious +0.3
Owsley County, KY 67.2 Serious +0.3
Atkinson County, GA 67.2 Serious +0.4

Download Data

Export all distress indicators for Seminole County as a CSV file.

Find Help in Seminole County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Seminole County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Seminole County, Georgia?

    Seminole County has a County Distress Index score of 66.8 out of 100, placing it in the Serious zone. It ranks 385th nationally out of 3,144 counties and 64th in Georgia out of 159 counties.

  • What drives financial distress in Seminole County?

    The primary driver of distress in Seminole County is Income & Poverty, where the county scores 86.6 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Seminole County compare to neighboring counties?

    Seminole County (66.8) can be compared to its 6 neighboring counties: Gadsden County, FL (80.3); Jackson County, FL (73.0); Decatur County, GA (70.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Seminole County?

    Seminole County, Georgia has a population of approximately 9,092 (2023 Census estimate), classified as a tiny county.