Lowndes County, Georgia

County Distress Index: Serious · 67.7 | 120,712 people · 55th most distressed in Georgia
American Default Research

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Lowndes County, GA shows significant household financial distress with a score of 67.7 — 331st nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 55th of 159 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lowndes County's primary driver is Debt & Delinquency at 86.7 — worse than roughly 87% of U.S. counties.

Debt & Delinquency Primary driver 86.7
Debt in Collections 90
Medical Debt 97
Student Loan Delinquency 82
Auto Loan Delinquency 83
Credit Card Delinquency 71
Bankruptcy Filing Rate 97
Housing Cost Burden 80.9
Rent-Burdened (30%+) 84
Severely Rent-Burdened (50%+) 74
Mortgage-Burdened (30%+) 66
Homeownership Rate 96
Rent-to-Income Ratio 85
Income & Poverty 68.9
Poverty Rate 84
Income vs. State Median 49
Child Poverty Rate 74
Community Vulnerability 53.7
Uninsured Rate 88
Disability Rate 20
Employment & Wages 48.0
Unemployment Rate 49
Wage-to-Rent Ratio 78
Business Formation Rate 17

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lowndes County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lowndes County
Lowndes County, GA 67.7 Serious —
Brooks County, GA 74.0 Serious +6.3
Cook County, GA 69.4 Serious +1.7
Hamilton County, FL 69.3 Serious +1.6
Lanier County, GA 67.8 Serious +0.2
Madison County, FL 67.6 Serious -0.1
Berrien County, GA 65.4 Serious -2.2
Echols County, GA 62.3 Elevated -5.4

Population Peers

County Score Zone vs. Lowndes County
Garland County, AR 67.7 Serious +0.0
Yuba County, CA 67.6 Serious -0.1
Hamblen County, TN 67.5 Serious -0.1
Liberty County, TX 67.5 Serious -0.2
Liberty County, GA 67.5 Serious -0.2

Download Data

Export all distress indicators for Lowndes County as a CSV file.

Find Help in Lowndes County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Lowndes County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Lowndes County, Georgia?

    Lowndes County has a County Distress Index score of 67.7 out of 100, placing it in the Serious zone. It ranks 331st nationally out of 3,144 counties and 55th in Georgia out of 159 counties.

  • What drives financial distress in Lowndes County?

    The primary driver of distress in Lowndes County is Debt & Delinquency, where the county scores 86.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Lowndes County compare to neighboring counties?

    Lowndes County (67.7) can be compared to its 7 neighboring counties: Brooks County, GA (74.0); Cook County, GA (69.4); Hamilton County, FL (69.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lowndes County?

    Lowndes County, Georgia has a population of approximately 120,712 (2023 Census estimate), classified as a mid county.