Hart County, Georgia

County Distress Index: Elevated · 59.7 | 27,556 people · 101st most distressed in Georgia

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Hart County, GA registers elevated household financial distress with a score of 59.7 — 858th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Georgia, it ranks 101st of 159 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hart County's primary driver is Community Vulnerability at 76.7 — worse than roughly 77% of U.S. counties.

Community Vulnerability Primary driver 76.7
Uninsured Rate 83
Disability Rate 71
Debt & Delinquency 76.5
Debt in Collections 72
Medical Debt 93
Student Loan Delinquency 86
Auto Loan Delinquency 85
Credit Card Delinquency 72
Bankruptcy Filing Rate 50
Income & Poverty 61.7
Poverty Rate 61
Income vs. State Median 59
Child Poverty Rate 66
Housing Cost Burden 45.8
Rent-Burdened (30%+) 58
Severely Rent-Burdened (50%+) 23
Mortgage-Burdened (30%+) 30
Homeownership Rate 46
Rent-to-Income Ratio 71
Employment & Wages 37.7
Unemployment Rate 30
Wage-to-Rent Ratio 52
Business Formation Rate 31

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hart County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hart County
Hart County, GA 59.7 Elevated
Elbert County, GA 69.8 Serious +10.1
Franklin County, GA 60.1 Elevated +0.5
Madison County, GA 57.9 Elevated -1.8
Anderson County, SC 53.6 Elevated -6.1
Oconee County, SC 48.3 Normal -11.3

Population Peers

County Score Zone vs. Hart County
Gladwin County, MI 59.6 Elevated -0.0
McDonald County, MO 59.7 Elevated +0.0
Lincoln Parish, LA 59.6 Elevated -0.0
Morgan County, OH 59.7 Elevated +0.0
Cannon County, TN 59.6 Elevated -0.0

Download Data

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Find Help in Hart County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Hart County residents at no cost.

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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