Hall County, Georgia

County Distress Index: Normal · 49.3 | 217,267 people · 137th most distressed in Georgia
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Hall County, GA falls within the normal range for household financial distress at 49.3 — 1646th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Georgia, it ranks 137th of 159 counties. Among its 9 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hall County's primary driver is Housing Cost Burden at 76.6 — worse than roughly 77% of U.S. counties.

Housing Cost Burden Primary driver 76.6
Rent-Burdened (30%+) 87
Severely Rent-Burdened (50%+) 85
Mortgage-Burdened (30%+) 68
Homeownership Rate 74
Rent-to-Income Ratio 68
Debt & Delinquency 63.9
Debt in Collections 62
Medical Debt 82
Student Loan Delinquency 54
Auto Loan Delinquency 52
Credit Card Delinquency 57
Bankruptcy Filing Rate 76
Community Vulnerability 53.0
Uninsured Rate 92
Disability Rate 14
Employment & Wages 31.0
Unemployment Rate 8
Wage-to-Rent Ratio 73
Business Formation Rate 12
Income & Poverty 21.9
Poverty Rate 29
Income vs. State Median 6
Child Poverty Rate 31

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hall County compares to its 9 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hall County
Hall County, GA 49.3 Normal —
Barrow County, GA 54.0 Elevated +4.7
Gwinnett County, GA 52.8 Elevated +3.5
Lumpkin County, GA 50.1 Elevated +0.8
Habersham County, GA 49.4 Normal +0.1
White County, GA 49.0 Normal -0.3
Banks County, GA 48.1 Normal -1.2
Dawson County, GA 43.0 Normal -6.3
Jackson County, GA 39.3 Normal -10.0
Forsyth County, GA 24.8 Healthy -24.5

Population Peers

County Score Zone vs. Hall County
Watauga County, NC 49.3 Normal +0.0
Hood County, TX 49.3 Normal -0.0
Granville County, NC 49.3 Normal -0.0
Kenai Peninsula Borough, AK 49.3 Normal +0.1
Yamhill County, OR 49.4 Normal +0.1

Download Data

Export all distress indicators for Hall County as a CSV file.

Find Help in Hall County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Hall County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Hall County, Georgia?

    Hall County has a County Distress Index score of 49.3 out of 100, placing it in the Normal zone. It ranks 1,646th nationally out of 3,144 counties and 137th in Georgia out of 159 counties.

  • What drives financial distress in Hall County?

    The primary driver of distress in Hall County is Housing Cost Burden, where the county scores 76.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Hall County compare to neighboring counties?

    Hall County (49.3) can be compared to its 9 neighboring counties: Barrow County, GA (54.0); Gwinnett County, GA (52.8); Lumpkin County, GA (50.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Hall County?

    Hall County, Georgia has a population of approximately 217,267 (2023 Census estimate), classified as a mid county.