Gilmer County, Georgia

County Distress Index: Elevated · 50.9 | 32,860 people · 132nd most distressed in Georgia

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Gilmer County, GA registers elevated household financial distress with a score of 50.9 — 1520th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Georgia, it ranks 132nd of 159 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Gilmer County's primary driver is Community Vulnerability at 82.2 — worse than roughly 82% of U.S. counties.

Community Vulnerability Primary driver 82.2
Uninsured Rate 89
Disability Rate 76
Debt & Delinquency 56.9
Debt in Collections 48
Medical Debt 77
Student Loan Delinquency 83
Auto Loan Delinquency 25
Credit Card Delinquency 33
Bankruptcy Filing Rate 75
Income & Poverty 46.7
Poverty Rate 50
Income vs. State Median 23
Child Poverty Rate 66
Employment & Wages 36.2
Unemployment Rate 10
Wage-to-Rent Ratio 72
Business Formation Rate 26
Housing Cost Burden 32.3
Rent-Burdened (30%+) 44
Severely Rent-Burdened (50%+) 18
Mortgage-Burdened (30%+) 44
Homeownership Rate 16
Rent-to-Income Ratio 39

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Gilmer County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Gilmer County
Gilmer County, GA 50.9 Elevated
Murray County, GA 56.6 Elevated +5.8
Pickens County, GA 52.7 Elevated +1.9
Fannin County, GA 52.4 Elevated +1.5
Gordon County, GA 49.0 Normal -1.9
Dawson County, GA 43.0 Normal -7.9

Population Peers

County Score Zone vs. Gilmer County
Logan County, CO 50.9 Elevated -0.0
Breckinridge County, KY 50.9 Elevated -0.0
Wadena County, MN 50.9 Elevated -0.0
Goshen County, WY 50.9 Elevated -0.0
Towns County, GA 50.9 Elevated +0.0

Download Data

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Find Help in Gilmer County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Gilmer County residents at no cost.

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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