Coffee County, Georgia

County Distress Index: Serious · 66.5 | 43,317 people · 67th most distressed in Georgia
American Default Research

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Coffee County, GA shows significant household financial distress with a score of 66.5 — 408th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 67th of 159 counties. Among its 8 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Coffee County's primary driver is Debt & Delinquency at 87.9 — worse than roughly 88% of U.S. counties.

Debt & Delinquency Primary driver 87.9
Debt in Collections 89
Medical Debt 90
Student Loan Delinquency 96
Auto Loan Delinquency 71
Credit Card Delinquency 85
Bankruptcy Filing Rate 97
Income & Poverty 84.9
Poverty Rate 92
Income vs. State Median 72
Child Poverty Rate 91
Community Vulnerability 73.7
Uninsured Rate 95
Disability Rate 52
Housing Cost Burden 49.0
Rent-Burdened (30%+) 27
Severely Rent-Burdened (50%+) 27
Mortgage-Burdened (30%+) 32
Homeownership Rate 88
Rent-to-Income Ratio 70
Employment & Wages 37.0
Unemployment Rate 41
Wage-to-Rent Ratio 46
Business Formation Rate 24

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Coffee County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Coffee County
Coffee County, GA 66.5 Serious —
Telfair County, GA 75.8 Serious +9.3
Ware County, GA 75.3 Serious +8.8
Ben Hill County, GA 68.7 Serious +2.2
Atkinson County, GA 67.2 Serious +0.7
Jeff Davis County, GA 67.1 Serious +0.7
Berrien County, GA 65.4 Serious -1.1
Bacon County, GA 64.8 Elevated -1.7
Irwin County, GA 60.5 Elevated -6.0

Population Peers

County Score Zone vs. Coffee County
Perry County, MS 66.5 Serious 0.0
Suwannee County, FL 66.5 Serious -0.0
Floyd County, KY 66.5 Serious -0.0
Santa Cruz County, AZ 66.5 Serious +0.1
Hale County, AL 66.6 Serious +0.1

Download Data

Export all distress indicators for Coffee County as a CSV file.

Find Help in Coffee County

Find an Attorney

State Bar of Georgia Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Georgia Lawyer Referral Service 404-527-8700

Free Legal Aid

Legal aid organizations serving Coffee County residents at no cost.

Atlanta Legal Aid Society 404-524-5811
Georgia Legal Services Program 1-888-257-4567
Georgia Legal Aid
State Bar of Georgia Lawyer Referral Service 404-527-8700

Self-Help Resources

Georgia Legal Aid — Housing Self-help guides for Georgia foreclosure process, rights, and defenses
DCA Georgia HAF Resources Assistance programs and housing counselor referrals

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Frequently Asked Questions

  • What is the distress score for Coffee County, Georgia?

    Coffee County has a County Distress Index score of 66.5 out of 100, placing it in the Serious zone. It ranks 408th nationally out of 3,144 counties and 67th in Georgia out of 159 counties.

  • What drives financial distress in Coffee County?

    The primary driver of distress in Coffee County is Debt & Delinquency, where the county scores 87.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Coffee County compare to neighboring counties?

    Coffee County (66.5) can be compared to its 8 neighboring counties: Telfair County, GA (75.8); Ware County, GA (75.3); Ben Hill County, GA (68.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Coffee County?

    Coffee County, Georgia has a population of approximately 43,317 (2023 Census estimate), classified as a small county.