Nassau County, Florida

County Distress Index: Normal · 47.1 | 101,501 people · 64th most distressed in Florida
American Default Research

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Nassau County, FL falls within the normal range for household financial distress at 47.1 — 1815th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Florida, it ranks 64th of 67 counties. It scores lower than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Nassau County's primary driver is Employment & Wages at 59.2 — above the national median.

Employment & Wages Primary driver 59.2
Unemployment Rate 72
Wage-to-Rent Ratio 92
Business Formation Rate 14
Housing Cost Burden 56.0
Rent-Burdened (30%+) 73
Severely Rent-Burdened (50%+) 72
Mortgage-Burdened (30%+) 74
Homeownership Rate 7
Rent-to-Income Ratio 53
Debt & Delinquency 52.2
Debt in Collections 41
Medical Debt 65
Student Loan Delinquency 68
Auto Loan Delinquency 53
Credit Card Delinquency 31
Bankruptcy Filing Rate 56
Community Vulnerability 52.1
Uninsured Rate 45
Disability Rate 60
Income & Poverty 16.2
Poverty Rate 16
Income vs. State Median 7
Child Poverty Rate 25

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Nassau County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Nassau County
Nassau County, FL 47.1 Normal —
Charlton County, GA 76.1 Serious +29.0
Duval County, FL 64.9 Elevated +17.8
Baker County, FL 56.5 Elevated +9.3
Camden County, GA 54.3 Elevated +7.1

Population Peers

County Score Zone vs. Nassau County
Lafayette County, MS 47.1 Normal -0.0
Benton County, OR 47.1 Normal -0.1
Lebanon County, PA 47.1 Normal -0.1
San Benito County, CA 47.0 Normal -0.1
Northeastern Connecticut Planning Region, CT 47.0 Normal -0.1

Download Data

Export all distress indicators for Nassau County as a CSV file.

Find Help in Nassau County

Find an Attorney

The Florida Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

The Florida Bar — Lawyer Referral Service 1-800-342-8011

Free Legal Aid

Legal aid organizations serving Nassau County residents at no cost.

Florida Rural Legal Services (FRLS) 1-239-334-4554
Legal Services of Greater Miami (LSGMI) 1-305-576-0080
Coast to Coast Legal Aid of South Florida 1-954-736-2400
Community Legal Services of Mid-Florida (CLSMF) 1-800-405-1417
Bay Area Legal Services 1-800-625-2257
Legal Services of North Florida 1-850-385-9007
Three Rivers Legal Services 1-866-256-8091

Self-Help Resources

The Florida Bar — Foreclosure Crisis Help for Consumers Official Florida Bar resource page for homeowners facing foreclosure, including information on finding an attorney, legal aid referrals, and understanding the foreclosure process.
Florida Courts — Residential Mortgage Foreclosure Cases Florida Supreme Court page with information on residential mortgage foreclosure cases, including links to administrative orders, mediation resources, and the Managed Mediation program.
Florida AG — Resources Available to Distressed Homeowners Florida Attorney General's office page with resources for distressed homeowners, including information on mortgage fraud, foreclosure rescue scams, and how to file complaints.
Florida LawHelp Statewide legal aid directory connecting Floridians with free legal information and local legal aid providers for foreclosure prevention and other civil legal needs.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Florida →

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Frequently Asked Questions

  • What is the distress score for Nassau County, Florida?

    Nassau County has a County Distress Index score of 47.1 out of 100, placing it in the Normal zone. It ranks 1,815th nationally out of 3,144 counties and 64th in Florida out of 67 counties.

  • What drives financial distress in Nassau County?

    The primary driver of distress in Nassau County is Employment & Wages, where the county scores 59.2 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Nassau County compare to neighboring counties?

    Nassau County (47.1) can be compared to its 4 neighboring counties: Charlton County, GA (76.1); Duval County, FL (64.9); Baker County, FL (56.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Nassau County?

    Nassau County, Florida has a population of approximately 101,501 (2023 Census estimate), classified as a mid county.