Naugatuck Valley Planning Region, Connecticut

County Distress Index: Normal · 48.5 | 456,128 people · 3rd most distressed in Connecticut
American Default Research

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Naugatuck Valley Planning Region, CT falls within the normal range for household financial distress at 48.5 — 1708th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Connecticut, it ranks 3rd of 9 counties. Its strongest area is Debt & Delinquency, where debt and delinquency rates remain below the national norm.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Naugatuck Valley Planning Region's primary driver is Housing Cost Burden at 88.2 — worse than roughly 88% of U.S. counties.

Housing Cost Burden Primary driver 88.2
Rent-Burdened (30%+) 90
Severely Rent-Burdened (50%+) 91
Mortgage-Burdened (30%+) 95
Homeownership Rate 78
Rent-to-Income Ratio 87
Employment & Wages 63.4
Unemployment Rate 74
Wage-to-Rent Ratio 79
Business Formation Rate 37
Income & Poverty 51.2
Poverty Rate 32
Income vs. State Median 75
Child Poverty Rate 46
Community Vulnerability 22.8
Uninsured Rate 12
Disability Rate 33
Debt & Delinquency 17.0
Debt in Collections 15
Medical Debt 20
Student Loan Delinquency 24
Auto Loan Delinquency 14
Credit Card Delinquency 24
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Naugatuck Valley Planning Region compares to its population peers.

Population Peers

County Score Zone vs. Naugatuck Valley Planning Region
St. Tammany Parish, LA 48.5 Normal +0.0
Worcester County, MA 48.6 Normal +0.1
Baltimore County, MD 48.6 Normal +0.1
Ventura County, CA 48.6 Normal +0.1
Hamilton County, OH 48.3 Normal -0.2

Download Data

Export all distress indicators for Naugatuck Valley Planning Region as a CSV file.

Find Help in Naugatuck Valley Planning Region

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Connecticut Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Connecticut Bar Association — Lawyer Referral Service 860-223-4400

Free Legal Aid

Legal aid organizations serving Naugatuck Valley Planning Region residents at no cost.

Connecticut Legal Services (CLS) 1-800-453-3320 (statewide intake)
Greater Hartford Legal Aid 860-541-5000
New Haven Legal Assistance Association (NHLAA) 203-946-4811
Statewide Legal Services of Connecticut 1-800-453-3320

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Frequently Asked Questions

  • What is the distress score for Naugatuck Valley Planning Region, Connecticut?

    Naugatuck Valley Planning Region has a County Distress Index score of 48.5 out of 100, placing it in the Normal zone. It ranks 1,708th nationally out of 3,144 counties and 3rd in Connecticut out of 9 counties.

  • What drives financial distress in Naugatuck Valley Planning Region?

    The primary driver of distress in Naugatuck Valley Planning Region is Housing Cost Burden, where the county scores 88.2 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Naugatuck Valley Planning Region compare to neighboring counties?

    Neighbor comparison data is not available for Naugatuck Valley Planning Region.

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Naugatuck Valley Planning Region?

    Naugatuck Valley Planning Region, Connecticut has a population of approximately 456,128 (2023 Census estimate), classified as a large county.