Summit County, Colorado

County Distress Index: Healthy · 31.0 | 30,465 people · 58th most distressed in Colorado

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Summit County, CO ranks among the least distressed counties in the country at 31.0 — 2852nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Colorado, it ranks 58th of 64 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Summit County's primary driver is Housing Cost Burden at 75.0 — worse than roughly 75% of U.S. counties.

Housing Cost Burden Primary driver 75.0
Rent-Burdened (30%+) 66
Severely Rent-Burdened (50%+) 60
Mortgage-Burdened (30%+) 84
Homeownership Rate 73
Rent-to-Income Ratio 92
Employment & Wages 35.2
Unemployment Rate 4
Wage-to-Rent Ratio 100
Business Formation Rate 2
Community Vulnerability 33.2
Uninsured Rate 66
Disability Rate 0
Debt & Delinquency 7.5
Debt in Collections 2
Medical Debt 7
Student Loan Delinquency 15
Auto Loan Delinquency 6
Credit Card Delinquency 4
Bankruptcy Filing Rate 11
Income & Poverty 4.3
Poverty Rate 5
Income vs. State Median 5
Child Poverty Rate 3

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Summit County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Summit County
Summit County, CO 31.0 Healthy
Lake County, CO 40.3 Normal +9.3
Clear Creek County, CO 33.7 Healthy +2.7
Eagle County, CO 33.7 Healthy +2.7
Grand County, CO 33.4 Healthy +2.4
Park County, CO 31.3 Healthy +0.2

Population Peers

County Score Zone vs. Summit County
Louisa County, IA 31.0 Healthy -0.0
Brown County, MN 30.9 Healthy -0.1
Oconto County, WI 30.9 Healthy -0.1
Clinton County, IL 30.9 Healthy -0.2
Gibson County, IN 31.2 Healthy +0.2

Download Data

Export all distress indicators for Summit County as a CSV file.

Find Help in Summit County

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Summit County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.