Grand County, Colorado

County Distress Index: Healthy · 33.4 | 15,935 people · 52nd most distressed in Colorado
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Grand County, CO ranks among the least distressed counties in the country at 33.4 — 2737th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Colorado, it ranks 52nd of 64 counties. Its score is in the middle of its 8 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Grand County's primary driver is Housing Cost Burden at 64.6 — above the national median.

Housing Cost Burden Primary driver 64.6
Rent-Burdened (30%+) 82
Severely Rent-Burdened (50%+) 82
Mortgage-Burdened (30%+) 92
Homeownership Rate 39
Rent-to-Income Ratio 28
Community Vulnerability 43.6
Uninsured Rate 82
Disability Rate 5
Employment & Wages 34.9
Unemployment Rate 10
Wage-to-Rent Ratio 89
Business Formation Rate 5
Debt & Delinquency 14.4
Debt in Collections 5
Medical Debt 7
Student Loan Delinquency 39
Auto Loan Delinquency 7
Credit Card Delinquency 19
Bankruptcy Filing Rate 10
Income & Poverty 9.5
Poverty Rate 8
Income vs. State Median 12
Child Poverty Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Grand County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Grand County
Grand County, CO 33.4 Healthy —
Larimer County, CO 36.4 Normal +3.0
Gilpin County, CO 34.7 Healthy +1.3
Clear Creek County, CO 33.7 Healthy +0.3
Eagle County, CO 33.7 Healthy +0.3
Boulder County, CO 31.4 Healthy -2.0
Summit County, CO 31.0 Healthy -2.4
Jackson County, CO 30.5 Healthy -2.9
Routt County, CO 29.5 Healthy -3.9

Population Peers

County Score Zone vs. Grand County
Decatur County, IN 33.4 Healthy +0.0
Cerro Gordo County, IA 33.5 Healthy +0.0
Hardin County, IA 33.5 Healthy +0.1
Poweshiek County, IA 33.5 Healthy +0.1
Winnebago County, IA 33.5 Healthy +0.1

Download Data

Export all distress indicators for Grand County as a CSV file.

Find Help in Grand County

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Colorado Bar Association — Lawyer Referral Service 303-831-8000

Free Legal Aid

Legal aid organizations serving Grand County residents at no cost.

Colorado Legal Services 303-837-1313 (Denver); 1-866-529-6257 (statewide)
Colorado Volunteer Lawyer Resource (CVLR) 303-722-0300
Colorado Bar Association — Lawyer Referral Service 303-831-8000 (Denver); 1-800-332-6736 (statewide)

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Grand County, Colorado?

    Grand County has a County Distress Index score of 33.4 out of 100, placing it in the Healthy zone. It ranks 2,737th nationally out of 3,144 counties and 52nd in Colorado out of 64 counties.

  • What drives financial distress in Grand County?

    The primary driver of distress in Grand County is Housing Cost Burden, where the county scores 64.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Grand County compare to neighboring counties?

    Grand County (33.4) can be compared to its 8 neighboring counties: Larimer County, CO (36.4); Gilpin County, CO (34.7); Clear Creek County, CO (33.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Grand County?

    Grand County, Colorado has a population of approximately 15,935 (2023 Census estimate), classified as a small county.