Stone County, Arkansas

County Distress Index: Serious · 66.1 | 12,671 people · 25th most distressed in Arkansas
American Default Research

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Stone County, AR shows significant household financial distress with a score of 66.1 — 434th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Arkansas, it ranks 25th of 75 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Stone County's primary driver is Income & Poverty at 80.2 — worse than roughly 80% of U.S. counties.

Income & Poverty Primary driver 80.2
Poverty Rate 77
Income vs. State Median 81
Child Poverty Rate 83
Community Vulnerability 77.0
Uninsured Rate 59
Disability Rate 95
Employment & Wages 75.6
Unemployment Rate 93
Wage-to-Rent Ratio 76
Business Formation Rate 57
Debt & Delinquency 52.6
Debt in Collections 44
Medical Debt 62
Student Loan Delinquency 61
Auto Loan Delinquency 63
Credit Card Delinquency 32
Bankruptcy Filing Rate 53
Housing Cost Burden 45.1
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 20
Mortgage-Burdened (30%+) 62
Homeownership Rate 44
Rent-to-Income Ratio 79

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Stone County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Stone County
Stone County, AR 66.1 Serious —
Van Buren County, AR 66.6 Serious +0.5
Izard County, AR 65.2 Serious -0.9
Searcy County, AR 61.0 Elevated -5.1
Baxter County, AR 58.8 Elevated -7.3
Cleburne County, AR 53.8 Elevated -12.3
Independence County, AR 52.4 Elevated -13.7

Population Peers

County Score Zone vs. Stone County
Benton County, MO 66.1 Serious -0.0
Washington County, FL 66.2 Serious +0.0
Allen Parish, LA 66.2 Serious +0.0
Boone County, WV 66.2 Serious +0.0
Butler County, AL 66.2 Serious +0.1

Download Data

Export all distress indicators for Stone County as a CSV file.

Find Help in Stone County

Find an Attorney

Arkansas Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Arkansas Bar Association Lawyer Referral 1-800-609-5668

Free Legal Aid

Legal aid organizations serving Stone County residents at no cost.

Legal Aid of Arkansas 1-800-950-5817
Center for Arkansas Legal Services 1-800-950-5817

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Frequently Asked Questions

  • What is the distress score for Stone County, Arkansas?

    Stone County has a County Distress Index score of 66.1 out of 100, placing it in the Serious zone. It ranks 434th nationally out of 3,144 counties and 25th in Arkansas out of 75 counties.

  • What drives financial distress in Stone County?

    The primary driver of distress in Stone County is Income & Poverty, where the county scores 80.2 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Stone County compare to neighboring counties?

    Stone County (66.1) can be compared to its 6 neighboring counties: Van Buren County, AR (66.6); Izard County, AR (65.2); Searcy County, AR (61.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Stone County?

    Stone County, Arkansas has a population of approximately 12,671 (2023 Census estimate), classified as a small county.