St. Francis County, Arkansas

County Distress Index: Serious · 74.9 | 22,101 people · 3rd most distressed in Arkansas
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

St. Francis County, AR shows significant household financial distress with a score of 74.9 — 67th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Arkansas, it ranks 3rd of 75 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. St. Francis County's primary driver is Income & Poverty at 95.4 — worse than roughly 95% of U.S. counties.

Income & Poverty Primary driver 95.4
Poverty Rate 99
Income vs. State Median 87
Child Poverty Rate 99
Housing Cost Burden 75.5
Rent-Burdened (30%+) 88
Severely Rent-Burdened (50%+) 81
Mortgage-Burdened (30%+) 24
Homeownership Rate 96
Rent-to-Income Ratio 87
Debt & Delinquency 72.7
Debt in Collections 99
Medical Debt 90
Student Loan Delinquency 5
Auto Loan Delinquency 95
Credit Card Delinquency 95
Bankruptcy Filing Rate 52
Community Vulnerability 70.6
Uninsured Rate 48
Disability Rate 93
Employment & Wages 60.3
Unemployment Rate 93
Wage-to-Rent Ratio 29
Business Formation Rate 59

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How St. Francis County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. St. Francis County
St. Francis County, AR 74.9 Serious —
Lee County, AR 78.8 Serious +3.9
Crittenden County, AR 71.2 Serious -3.7
Monroe County, AR 70.9 Serious -4.0
Woodruff County, AR 65.3 Serious -9.6
Cross County, AR 64.0 Elevated -10.9

Population Peers

County Score Zone vs. St. Francis County
Barnwell County, SC 74.9 Serious +0.0
Coahoma County, MS 74.9 Serious -0.0
Calhoun County, FL 74.9 Serious -0.0
Trinity County, TX 74.8 Serious -0.1
Union County, SC 74.8 Serious -0.2

Download Data

Export all distress indicators for St. Francis County as a CSV file.

Find Help in St. Francis County

Find an Attorney

Arkansas Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Arkansas Bar Association Lawyer Referral 1-800-609-5668

Free Legal Aid

Legal aid organizations serving St. Francis County residents at no cost.

Legal Aid of Arkansas 1-800-950-5817
Center for Arkansas Legal Services 1-800-950-5817

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Arkansas →

Continue Reading

Frequently Asked Questions

  • What is the distress score for St. Francis County, Arkansas?

    St. Francis County has a County Distress Index score of 74.9 out of 100, placing it in the Serious zone. It ranks 67th nationally out of 3,144 counties and 3rd in Arkansas out of 75 counties.

  • What drives financial distress in St. Francis County?

    The primary driver of distress in St. Francis County is Income & Poverty, where the county scores 95.4 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does St. Francis County compare to neighboring counties?

    St. Francis County (74.9) can be compared to its 5 neighboring counties: Lee County, AR (78.8); Crittenden County, AR (71.2); Monroe County, AR (70.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of St. Francis County?

    St. Francis County, Arkansas has a population of approximately 22,101 (2023 Census estimate), classified as a small county.