Lonoke County, Arkansas

County Distress Index: Normal · 45.1 | 75,944 people · 72nd most distressed in Arkansas
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Lonoke County, AR falls within the normal range for household financial distress at 45.1 — 1973rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Arkansas, it ranks 72nd of 75 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lonoke County's primary driver is Debt & Delinquency at 63.7 — above the national median.

Debt & Delinquency Primary driver 63.7
Debt in Collections 72
Medical Debt 50
Student Loan Delinquency 33
Auto Loan Delinquency 58
Credit Card Delinquency 79
Bankruptcy Filing Rate 90
Employment & Wages 61.8
Unemployment Rate 45
Wage-to-Rent Ratio 85
Business Formation Rate 55
Community Vulnerability 45.2
Uninsured Rate 37
Disability Rate 53
Housing Cost Burden 41.9
Rent-Burdened (30%+) 37
Severely Rent-Burdened (50%+) 31
Mortgage-Burdened (30%+) 68
Homeownership Rate 50
Rent-to-Income Ratio 23
Income & Poverty 13.0
Poverty Rate 17
Income vs. State Median 4
Child Poverty Rate 18

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lonoke County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lonoke County
Lonoke County, AR 45.1 Normal —
Jefferson County, AR 66.6 Serious +21.5
Arkansas County, AR 61.6 Elevated +16.4
Pulaski County, AR 55.2 Elevated +10.1
White County, AR 55.2 Elevated +10.0
Prairie County, AR 53.4 Elevated +8.3
Faulkner County, AR 50.2 Elevated +5.1

Population Peers

County Score Zone vs. Lonoke County
Strafford County, NH 45.1 Normal -0.0
Paulding County, GA 45.1 Normal +0.0
Kootenai County, ID 45.1 Normal -0.1
Wagoner County, OK 45.2 Normal +0.1
Cayuga County, NY 45.3 Normal +0.1

Download Data

Export all distress indicators for Lonoke County as a CSV file.

Find Help in Lonoke County

Find an Attorney

Arkansas Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Arkansas Bar Association Lawyer Referral 1-800-609-5668

Free Legal Aid

Legal aid organizations serving Lonoke County residents at no cost.

Legal Aid of Arkansas 1-800-950-5817
Center for Arkansas Legal Services 1-800-950-5817

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Arkansas →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Lonoke County, Arkansas?

    Lonoke County has a County Distress Index score of 45.1 out of 100, placing it in the Normal zone. It ranks 1,973rd nationally out of 3,144 counties and 72nd in Arkansas out of 75 counties.

  • What drives financial distress in Lonoke County?

    The primary driver of distress in Lonoke County is Debt & Delinquency, where the county scores 63.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Lonoke County compare to neighboring counties?

    Lonoke County (45.1) can be compared to its 6 neighboring counties: Jefferson County, AR (66.6); Arkansas County, AR (61.6); Pulaski County, AR (55.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lonoke County?

    Lonoke County, Arkansas has a population of approximately 75,944 (2023 Census estimate), classified as a mid county.