Kodiak Island Borough, Alaska

County Distress Index: Normal · 44.0 | 12,565 people · 23rd most distressed in Alaska
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Kodiak Island Borough, AK falls within the normal range for household financial distress at 44.0 — 2077th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Alaska, it ranks 23rd of 30 counties. It scores lower than all 2 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Kodiak Island Borough's primary driver is Employment & Wages at 84.2 — worse than roughly 84% of U.S. counties.

Employment & Wages Primary driver 84.2
Unemployment Rate 95
Wage-to-Rent Ratio 95
Business Formation Rate 62
Housing Cost Burden 64.7
Rent-Burdened (30%+) 20
Severely Rent-Burdened (50%+) 23
Mortgage-Burdened (30%+) 95
Homeownership Rate 92
Rent-to-Income Ratio 93
Community Vulnerability 35.7
Uninsured Rate 66
Disability Rate 5
Debt & Delinquency 20.0
Debt in Collections 9
Medical Debt 28
Student Loan Delinquency 53
Auto Loan Delinquency 9
Credit Card Delinquency 16
Bankruptcy Filing Rate 5
Income & Poverty 15.4
Poverty Rate 10
Income vs. State Median 29
Child Poverty Rate 7

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Kodiak Island Borough compares to its 2 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Kodiak Island Borough
Kodiak Island Borough, AK 44.0 Normal —
Lake and Peninsula Borough, AK 53.2 Elevated +9.2
Kenai Peninsula Borough, AK 49.3 Normal +5.4

Population Peers

County Score Zone vs. Kodiak Island Borough
Archuleta County, CO 44.0 Normal -0.0
Washburn County, WI 43.9 Normal -0.0
Talbot County, MD 44.0 Normal +0.0
Nodaway County, MO 43.9 Normal -0.1
Madison County, OH 43.9 Normal -0.1

Download Data

Export all distress indicators for Kodiak Island Borough as a CSV file.

Find Help in Kodiak Island Borough

Find an Attorney

Alaska Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Alaska Bar Association Lawyer Referral Service 907-272-7469

Free Legal Aid

Legal aid organizations serving Kodiak Island Borough residents at no cost.

Alaska Legal Services Corporation (ALSC) 1-888-478-2572

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Alaska →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Kodiak Island Borough, Alaska?

    Kodiak Island Borough has a County Distress Index score of 44.0 out of 100, placing it in the Normal zone. It ranks 2,077th nationally out of 3,144 counties and 23rd in Alaska out of 30 counties.

  • What drives financial distress in Kodiak Island Borough?

    The primary driver of distress in Kodiak Island Borough is Employment & Wages, where the county scores 84.2 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Kodiak Island Borough compare to neighboring counties?

    Kodiak Island Borough (44.0) can be compared to its 2 neighboring counties: Lake and Peninsula Borough, AK (53.2); Kenai Peninsula Borough, AK (49.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Kodiak Island Borough?

    Kodiak Island Borough, Alaska has a population of approximately 12,565 (2023 Census estimate), classified as a small county.