Winston County, Alabama

County Distress Index: Elevated · 54.3 | 23,611 people · 42nd most distressed in Alabama

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Winston County, AL registers elevated household financial distress with a score of 54.3 — 1259th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Alabama, it ranks 42nd of 67 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Winston County's primary driver is Community Vulnerability at 76.1 — worse than roughly 76% of U.S. counties.

Community Vulnerability Primary driver 76.1
Uninsured Rate 61
Disability Rate 91
Debt & Delinquency 72.7
Debt in Collections 69
Medical Debt 66
Student Loan Delinquency 67
Auto Loan Delinquency 86
Credit Card Delinquency 58
Bankruptcy Filing Rate 89
Income & Poverty 66.4
Poverty Rate 71
Income vs. State Median 51
Child Poverty Rate 77
Housing Cost Burden 28.3
Rent-Burdened (30%+) 16
Severely Rent-Burdened (50%+) 18
Mortgage-Burdened (30%+) 52
Homeownership Rate 38
Rent-to-Income Ratio 18
Employment & Wages 28.0
Unemployment Rate 6
Wage-to-Rent Ratio 3
Business Formation Rate 75

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Winston County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Winston County
Winston County, AL 54.3 Elevated
Marion County, AL 60.7 Elevated +6.4
Walker County, AL 58.2 Elevated +3.9
Franklin County, AL 57.3 Elevated +3.0
Cullman County, AL 50.4 Elevated -3.9
Lawrence County, AL 49.2 Normal -5.1

Population Peers

County Score Zone vs. Winston County
Bollinger County, MO 54.3 Elevated 0.0
Starke County, IN 54.3 Elevated -0.0
Montgomery County, NC 54.3 Elevated -0.0
Abbeville County, SC 54.3 Elevated +0.0
Douglas County, WA 54.2 Elevated -0.1

Download Data

Export all distress indicators for Winston County as a CSV file.

Find Help in Winston County

Find an Attorney

Alabama State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Winston County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.