Wilcox County, Alabama

County Distress Index: Serious · 66.9 | 9,944 people · 7th most distressed in Alabama
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Wilcox County, AL shows significant household financial distress with a score of 66.9 — 382nd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Alabama, it ranks 7th of 67 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Wilcox County's primary driver is Income & Poverty at 95.0 — worse than roughly 95% of U.S. counties.

Income & Poverty Primary driver 95.0
Poverty Rate 95
Income vs. State Median 95
Child Poverty Rate 95
Debt & Delinquency 86.1
Debt in Collections 95
Medical Debt 62
Student Loan Delinquency 75
Auto Loan Delinquency 95
Credit Card Delinquency 95
Bankruptcy Filing Rate 95
Community Vulnerability 72.3
Uninsured Rate 59
Disability Rate 86
Housing Cost Burden 50.2
Rent-Burdened (30%+) 30
Severely Rent-Burdened (50%+) 77
Mortgage-Burdened (30%+) 20
Homeownership Rate 30
Rent-to-Income Ratio 94
Employment & Wages 31.1
Unemployment Rate 72
Wage-to-Rent Ratio 5
Business Formation Rate 16

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Wilcox County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Wilcox County
Wilcox County, AL 66.9 Serious —
Dallas County, AL 71.5 Serious +4.6
Butler County, AL 66.2 Serious -0.8
Lowndes County, AL 65.3 Serious -1.6
Marengo County, AL 63.9 Elevated -3.1
Monroe County, AL 59.1 Elevated -7.8
Clarke County, AL 57.4 Elevated -9.5

Population Peers

County Score Zone vs. Wilcox County
Kiowa County, OK 67.0 Serious +0.1
Seminole County, GA 66.8 Serious -0.1
Perry County, AL 67.1 Serious +0.2
Owsley County, KY 67.2 Serious +0.2
Atkinson County, GA 67.2 Serious +0.3

Download Data

Export all distress indicators for Wilcox County as a CSV file.

Find Help in Wilcox County

Find an Attorney

Alabama State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Alabama State Bar Lawyer Referral Service 1-800-392-5660

Free Legal Aid

Legal aid organizations serving Wilcox County residents at no cost.

Legal Services Alabama 1-866-456-4995
Alabama State Bar Lawyer Referral Service 1-800-392-5660

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Alabama →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Wilcox County, Alabama?

    Wilcox County has a County Distress Index score of 66.9 out of 100, placing it in the Serious zone. It ranks 382nd nationally out of 3,144 counties and 7th in Alabama out of 67 counties.

  • What drives financial distress in Wilcox County?

    The primary driver of distress in Wilcox County is Income & Poverty, where the county scores 95.0 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Wilcox County compare to neighboring counties?

    Wilcox County (66.9) can be compared to its 6 neighboring counties: Dallas County, AL (71.5); Butler County, AL (66.2); Lowndes County, AL (65.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Wilcox County?

    Wilcox County, Alabama has a population of approximately 9,944 (2023 Census estimate), classified as a tiny county.