Elmore County, Alabama

County Distress Index: Normal · 43.1 | 90,441 people · 61st most distressed in Alabama
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Elmore County, AL falls within the normal range for household financial distress at 43.1 — 2139th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Alabama, it ranks 61st of 67 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Elmore County's primary driver is Debt & Delinquency at 65.1 — above the national median.

Debt & Delinquency Primary driver 65.1
Debt in Collections 57
Medical Debt 48
Student Loan Delinquency 56
Auto Loan Delinquency 71
Credit Card Delinquency 61
Bankruptcy Filing Rate 98
Community Vulnerability 46.3
Uninsured Rate 46
Disability Rate 46
Housing Cost Burden 38.7
Rent-Burdened (30%+) 58
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 27
Homeownership Rate 36
Rent-to-Income Ratio 9
Employment & Wages 34.5
Unemployment Rate 1
Wage-to-Rent Ratio 54
Business Formation Rate 49
Income & Poverty 31.2
Poverty Rate 41
Income vs. State Median 7
Child Poverty Rate 45

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Elmore County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Elmore County
Elmore County, AL 43.1 Normal —
Macon County, AL 64.7 Elevated +21.6
Montgomery County, AL 58.4 Elevated +15.3
Chilton County, AL 54.8 Elevated +11.6
Coosa County, AL 52.4 Elevated +9.3
Tallapoosa County, AL 47.5 Normal +4.3
Autauga County, AL 42.1 Normal -1.1

Population Peers

County Score Zone vs. Elmore County
Madison County, KY 43.1 Normal -0.0
Bradford County, PA 43.1 Normal -0.0
Armstrong County, PA 43.1 Normal -0.0
Morgan County, IN 43.2 Normal +0.1
Canadian County, OK 42.9 Normal -0.2

Download Data

Export all distress indicators for Elmore County as a CSV file.

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Frequently Asked Questions

  • What is the distress score for Elmore County, Alabama?

    Elmore County has a County Distress Index score of 43.1 out of 100, placing it in the Normal zone. It ranks 2,139th nationally out of 3,144 counties and 61st in Alabama out of 67 counties.

  • What drives financial distress in Elmore County?

    The primary driver of distress in Elmore County is Debt & Delinquency, where the county scores 65.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Elmore County compare to neighboring counties?

    Elmore County (43.1) can be compared to its 6 neighboring counties: Macon County, AL (64.7); Montgomery County, AL (58.4); Chilton County, AL (54.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Elmore County?

    Elmore County, Alabama has a population of approximately 90,441 (2023 Census estimate), classified as a mid county.