Covington County, Alabama

County Distress Index: Elevated · 56.7 | 37,952 people · 32nd most distressed in Alabama
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Covington County, AL registers elevated household financial distress with a score of 56.7 — 1095th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Alabama, it ranks 32nd of 67 counties. Its score is in the middle of its 8 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Covington County's primary driver is Debt & Delinquency at 81.6 — worse than roughly 82% of U.S. counties.

Debt & Delinquency Primary driver 81.6
Debt in Collections 82
Medical Debt 77
Student Loan Delinquency 45
Auto Loan Delinquency 94
Credit Card Delinquency 94
Bankruptcy Filing Rate 98
Community Vulnerability 75.2
Uninsured Rate 67
Disability Rate 83
Income & Poverty 68.1
Poverty Rate 71
Income vs. State Median 62
Child Poverty Rate 71
Housing Cost Burden 32.6
Rent-Burdened (30%+) 45
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 11
Homeownership Rate 43
Rent-to-Income Ratio 24
Employment & Wages 25.9
Unemployment Rate 4
Wage-to-Rent Ratio 7
Business Formation Rate 67

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Covington County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Covington County
Covington County, AL 56.7 Elevated —
Butler County, AL 66.2 Serious +9.5
Geneva County, AL 64.9 Elevated +8.3
Conecuh County, AL 64.0 Elevated +7.3
Escambia County, AL 60.8 Elevated +4.1
Crenshaw County, AL 56.4 Elevated -0.3
Okaloosa County, FL 53.0 Elevated -3.7
Coffee County, AL 51.6 Elevated -5.1
Walton County, FL 48.6 Normal -8.1

Population Peers

County Score Zone vs. Covington County
Lincoln County, AR 56.7 Elevated 0.0
Fayette County, AL 56.7 Elevated +0.0
Perry County, AR 56.7 Elevated +0.0
Henry County, KY 56.6 Elevated -0.0
Murray County, GA 56.6 Elevated -0.0

Download Data

Export all distress indicators for Covington County as a CSV file.

Find Help in Covington County

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Frequently Asked Questions

  • What is the distress score for Covington County, Alabama?

    Covington County has a County Distress Index score of 56.7 out of 100, placing it in the Elevated zone. It ranks 1,095th nationally out of 3,144 counties and 32nd in Alabama out of 67 counties.

  • What drives financial distress in Covington County?

    The primary driver of distress in Covington County is Debt & Delinquency, where the county scores 81.6 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Covington County compare to neighboring counties?

    Covington County (56.7) can be compared to its 8 neighboring counties: Butler County, AL (66.2); Geneva County, AL (64.9); Conecuh County, AL (64.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Covington County?

    Covington County, Alabama has a population of approximately 37,952 (2023 Census estimate), classified as a small county.