Cleburne County, Alabama

County Distress Index: Normal · 49.3 | 15,639 people · 55th most distressed in Alabama

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Cleburne County, AL falls within the normal range for household financial distress at 49.2 — 1654th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Alabama, it ranks 55th of 67 counties. It scores lower than all 8 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cleburne County's primary driver is Debt & Delinquency at 74.2 — above the national median.

Debt & Delinquency Primary driver 74.2
Debt in Collections 71
Medical Debt 75
Student Loan Delinquency 75
Auto Loan Delinquency 83
Credit Card Delinquency 74
Bankruptcy Filing Rate 68
Community Vulnerability 72.2
Uninsured Rate 60
Disability Rate 84
Income & Poverty 52.8
Poverty Rate 67
Income vs. State Median 24
Child Poverty Rate 68
Employment & Wages 29.4
Unemployment Rate 5
Wage-to-Rent Ratio 6
Business Formation Rate 78
Housing Cost Burden 17.6
Rent-Burdened (30%+) 28
Severely Rent-Burdened (50%+) 13
Mortgage-Burdened (30%+) 12
Homeownership Rate 19
Rent-to-Income Ratio 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cleburne County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cleburne County
Cleburne County, AL 49.3 Normal
Polk County, GA 68.2 Serious +18.9
Calhoun County, AL 65.8 Serious +16.5
Carroll County, GA 61.3 Elevated +12.1
Haralson County, GA 57.1 Elevated +7.9
Talladega County, AL 55.9 Elevated +6.6
Clay County, AL 54.2 Elevated +4.9
Randolph County, AL 52.9 Elevated +3.6
Cherokee County, AL 50.5 Elevated +1.3

Population Peers

County Score Zone vs. Cleburne County
Williams County, OH 49.2 Normal -0.0
Sumner County, KS 49.2 Normal -0.0
Carroll County, KY 49.3 Normal +0.0
Wetzel County, WV 49.3 Normal +0.0
Venango County, PA 49.3 Normal +0.0

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